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About Katie

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  1. Thank you for your comments. The insurance did not make any payments. The only mention of insurance on the invoicing sent by the CA to me after the validation request is the adjustments I mentioned above. But, there is no actual payment listed. In fact it has a zero in that column. This might help me negotiate it down enough that I can pay it all off and get it removed from my credit. I think I will wait until the end of June for the SOL to expire and then contact them with an offer to pay for removal. Otherwise it will be on my credit for another 3 years. I appreciate all of
  2. No, I never made a payment on this. I had to move to take a job and honestly, I forgot about it in all the chaos of a new job, new city, and adjusting. I never heard from them after I left California and I did have forwarding for two years.
  3. Thank you both so much for your input. I will just not respond to their validation letter/demand for payment and wait until after June. I was considering an offer to pay for delete of all but the largest one (and hopefully negotiate it without all the interest) - thinking it would best to remove a handful rather than just one. I cannot do both at this time. However, I read somewhere recently that unless you are willing to pay the full debt, medical collectors cannot legally accept anything but full payment. Is this true? I do not know what "OP" stands for. Can you explain? Thank y
  4. Hello, I have approx 3k in original medical debt from June of 2009. My question is - has the SOL exceeded on this debt? Quick back story: in 2009 I was unemployed, on Cobra. I had a major heart diagnostic scheduled for a Friday, fell ill with flu on a Thursday and the doctor said we should wait until the following week. He was not able to reschedule the test until the next Thursday. Learned shortly after that that my Cobra had ended Sunday night at midnight. It was not due to cancel out until the end of the month. I was seen on the 11th. Tried to work it out - no go with the medi