I brought a car last year in August, in Sept the loan was funded by BOA. However, I was not given any notificaiton of this. The dealership had my wrong address and hence so did BOA. They sent statements to the wrong address and finally when I looked at the credit report I found that I was marked late. BOA since has refused to remove the late despite admitting they had my wrong address. Can I file a FCRA suit against BOA for failing to notify of adverse reporting and what section of the FCRA would I cite ?
