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About jaspa2000

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  1. Thanks for the responses. We're guessing this is a medical bill from a vacation in 2012, but we're not sure as the person suing him did not provide ANY evidence of what this debt was for. So therefore we're not even sure who the OC is, and yes Rocky mountain service bureau appears to be a JDB, but fairway collections is the one suing him. I should have some interogatories and rfpd's soon. Busy at work, and then 2 weeks off for christmas. We will be working hard on them then.
  2. Sounds good, him and I will start putting that together.
  3. Seems we lost some posts, anyway answer was filed/mailed cmrrr to the attorney today.
  4. Comes now Defendant Jaspa2000, pro se, answers the complaint as follows: I. Answer Defendant is without knowledge or information sufficient to form a belief as to the truth of this allegation and on that basis denies this allegation. Defendant is without knowledge or information sufficient to form a belief as to the truth of this allegation and on that basis denies this allegation. Defendant is without knowledge or information sufficient to form a belief as to the truth of this allegation and on that basis denies this allegation. Defendant denies this allegation. Defendant is without knowledg
  5. So my brother is being sued, he doesn't own a computer and has learning disabilities so him and I are going to go at this together. Bear with me here. 1. Who is the named plaintiff in the suit? Fairway collections. 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Dean Hamilton. 3. How much are you being sued for? 2700.00 4. Who is the original creditor? (if not the Plaintiff) Rocky Mountain Service Bureau 5. How do you know you are being sued? (You were served, right?) Served 6. How were you served? (Mail, In person, Notice on doo
  6. Also: First source advantage deleted with a DV letter. =D AFNI picked up the phone bill that EOS/CCA had. It was very quick. I sent them a DV, and have had no response. I also have a couple more CA's on FDCPA violations, my attorney will be handling them. 3rd party disclosure multiple times and violation of a C&D multiple times. Thats 3 CA's I'm suing. I'm not sure if I should say anything specific about it yet, however I will definitely update the progress of those suits in this thread. Suit 1 filed, suit 2 and 3 are having complaints drawn up.
  7. So a little update. I received responses from the CRA's to my repo followup disputes. Equifax - Deleted TransUnion - Remains. No other information than that. Just investigation completed, entry remains. Experian - Remains. Told me that the OC requested that I contact them. I did, they never responded hence why I sent the dispute. My question is what is my next step? Is it time for CFPB and AG complaints? Also I never received any response from citifinancial(onemain) to my 623 letter. My next step should be a followup letter, correct? Or should I start complaining to the AG an
  8. So Experian pretty much told me to FOAD in response to my dispute on my first 1-2 punch attempt. "If you question the results of our dispute process, then you may want to contact the furnisher of information directly or review the original information in the public record." Ugh. I hope this is in response to my dispute of FCO, and not my repo.
  9. That statement is an FDCPA violation isn't it? I'm pretty sure they're misrepresenting themselves. An easy way to find out would be to call comcast and ask. If he paid comcast, then stellar was assigned and didn't own the account no? Wouldn't that be a whole different ballgame? I've done a little bit of googling to try and narrow this down with little luck. If he pays comcast, and stellar still reports a balance that would be an FCRA violation(not reporting accurately) and an FDCPA violation (misrepresenting) right? Could it really even be reported as a, "paid collection," if he didn'
  10. Yeah, good old Stellar. PM inbound. They are licensed in Washington.
  11. They're requestion my social security number, or a copy of my credit report. My equifax monitoring went nuts today with a bunch of changes to that trade line, so it would seem they found it.
  12. Update: A DV letter took care of EOS/CCA. Received a letter stating they were closing the account and deleting the trade line. This was the collection for the phone bill. Fair Collections and Outsourcing responded to my combined 623/dv by claiming they report accurately and supplying the documentation to back it up. It looks like I will need to settle this debt as its for a broken lease, and I won't be able to rent another place until its taken care of. I'll forward all the paperwork to my attorney for a once over to make sure he agrees its proper validation, and then I'll probably pay him
  13. That makes a huge difference, if you never received any paperwork then it was a repo done illegally. Head to Whychat's page linked in this thread and start his repo process. First thing first, opt out and delete all old addresses.