I had a Barclay card that I opened in 2010, in 2015 it was closed because I was beyond late in making any payments with a balance of $2100+. I got sued early in 2017 and eventually settled out of court with Harris & Zide (around March 2017) who represented Barclays, they insisted they could not negotiate the credit reporting piece as I was hoping to minimize the damage to my report. I did not push because I knew if we went to trial/court, I would lose and be on the hook for the total plus whatever other legal fees they could stick me with. We agreed on an amount of about 40% the original total, I got it in writing and then paid. Fast forward to yesterday and I see this:
"BARCLAYS BANK DELAWARE
A lender reported that you did not pay them on time, and the account is now 30, 60, or 90..."
which sucks because now I have a current /recent late payment showing.
My question is: can they do that, report a late payment when I in fact paid them the settlement amount a couple of months ago (3 months). I can see them updating the account, which it appears they did but marking it as a late payment???? Any help is greatly appreciated!!!!
(please see attached screenshot: