Noodle517

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About Noodle517

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  1. @bmc100 Correction: The terms are dated February 1, 2006 and my records confirm the account was opened on August 30, 2006. Credit report would be incorrect. My apologies.
  2. I guess my answer to their cause of action would have to be that it is not stated? I have a summons, the 2 page complaint I posted and a 9 page copy of credit card agreement. That's all. The terms are dated February 1, 2006 and are from HSBC. Account was opened 10/1/2007 per credit report but August 2007 seems more likely to me.
  3. @debtzapper Yes, thank you. That was the sticky I was referencing in my OP. @bmc100 I have attached the complaint. Thank you for your time and reply.
  4. I'm unfamiliar with small claims court. The Summons and Complaint states 12TH District Court so I'm not sure how I would know whether it was the small claims division. "Original creditor HSBC" is listed in the Plaintiff heading of the complaint underneath LVNV and paragraph 1 of the complaint states that they are owner of the account through purchase. I've found the exact template used by this attorney in at least one other post on this forum. Same six paragraphs, different names and amounts. Yes, they only included an exhibit with an agreement brochure, a customer directory of phone nu
  5. I'm just starting my reasearch here and would welcome any thoughts or advice on how to proceed. I was just served yesterday so I haven't filed an answer. The complaint consists of 6 paragraphs with a single exhibit. I see most people talk of affidavits, statements, bill of sale included with complaint, but I received nothing like that so this is all still a bit confusing to me. Back to studying bmc100's sticky... 1. Who is the named plaintiff in the suit? LVNV Funding, LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Weltman, Wein