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Everything posted by janedoenotme

  1. I never called them names and I have called them numerous times. I just got off the phone with them again and I was told the management was handling it. I left a message for Karen again and I am faxing the emails in again.
  2. They know that Asset is suing me. I included that information in what I disputed. And of course they know or they wouldn't be including all of the documents. I couldn't dispute it after they filed because they never sent me a letter or got in touch with me. I did dispute my credit report way back in 2012.
  3. That isn't an account statement. It is a computer generated accounting of things. They don't have any statements. None were included and none were sent. It's impossible to to post the Return authorizations without including all my info. They do show the purchase numbers and the return auth to return. The reason I kept paying is because I was in contact with them about their error in posting the correct amounts to credit so I just kept sending my minimum in. I was in Mexico for three months before moving to AZ.
  4. Hi BV80. No, I disputed it with them twice, once over 2 years ago and again about 8 months ago. This was in response to my phone conversation with Karen over 3 months ago.
  5. Okay, NEW INFORMATION!! Today in the mail I got a letter dated November 25, 2014. However the postmark is dated Dec. 3, 2014. Anyways, it's a letter from Midland. It says that they are writing in regards to my recent dispute. It says that they have opened an investigation and are ceasing all collection efforts until the conclusion of the investigation.... I am attaching it. So, this good. However, since they dated this on November 25th but clearly didn't mail it until after the Judgment, and allowed the judgment to go through isn't that a complaint I can file. They are infact admitting that
  6. While Goraj may not be legally binding it is and was appealed and the appeal was won in AZ. I found an attorney in AZ who will take it for $750 in $75 monthly payments. I have previously posted all the documents. Thanks, will follow up after I talk to the attorney on Monday. Also, no matter what you say, the opposition that I filed stated clearly the things that were in dispute, MTC Arbitration, documents submitted that were not submitted in disclosure, affidavits created simply for trial, dates not near the purchase date of the account. Suspicious affidavit, New York document that has notar
  7. Okay, the entire amount of charges was somewhere around 2k in 2009. Then I returned 4 computers and they only credited $27.00 per item instead of 294 and change. Then they kept adding late fee's and interest. I never got a statement and knew that they had not credited things correctly. By my records at that time I had paid it off and I thought they closed the account like they said that they did in the email. That is why I think the paper work is messed up and belongs to someone else. I am attaching the Opposition I filed. Also, the Return emails. The reason that I didn't include all the pag
  8. Harry, I don't understand. What do you mean about personal knowledge? It's clear that they didn't even read the documents. The law is the law except for in AZ. There is a clear genuine issue of material fact. Many issues. It is black and white. All one has to do is look at the documents. If I had a Jury trial I would bet my life that the jury would not have ruled in their favor based on the evidence and documents submitted up to this point. If they have anything stronger I still doubt it. I was not give the benefit of anything. And how can I be sued for Breach of Contract when there is no cont
  9. Can anyone shed some light on this? On my calendar events and hearings from the court, the document that they gave me on Oct. 2013 it shows Summons Issued 9/06/2013. Then the next line up is dated 9/23/2013 and it says on one line Notice pending Dismissal of lawsuit and on the next line it says Affidavit of Service Private Process. Under it it says Result: service 9/14/2013. Then on the Calendar Events and Hearings dated Sept. 10, 2014 there is no longer the line that was dated the 23rd anything about the Notice Pending Dismissal of Lawsuit. Only the Affidavit of Service Private Process is t
  10. I found a contract online and used it when I filed the MTC Arbitration. It's confusing to go through all of what I posted without reading the topic. They only supplied some of those documents in the MSJ, not in their Disclosure and they can say that those are the records but they did not list them in the affidavit etc...And Goody, I don't follow, the plaintiff attached the answer??? Non the less, this isn't getting me anywhere. I don't have the money for an attorney. AZ attorneys don't take things on contingency. I feel I do have legal basis to file for an appeal. I will post tomorrow. Als
  11. And, forgive you! you are reading and responding and trying to help. You certainly do not need to ask for forgiveness!!! I messed up and didn't file the Motion to Reclaim my MTC Arbitration. I don't have any real excuse other then that I am trying to start my business back up as an Executive Search Recruiter and working over 12 hours a day. I also kept checking the mail to find out when the hearing was going to be so that I could put it all in the mail before hand. Ever since my Home Invasion I have had a really hard time sleeping and that has caused me lots of problems concentrating on thi
  12. Yes I did, I will post the documents from them again. Also, here is something that Harry said and I used it. "k, I had a chance to do some research and read their MSJ. I was correct in that your remedy on a denied motion to compel arbitration is to appeal the decision. See Arizona Revised Statutes 12-2101.01(1). If that decision has been more than 14 days ago you can file a motion to reconsider (which you can then try to appeal within 14 days) or forget about it and move forward with litigation. Their MSJ has a few flaws. Two are of significant importance. First, this is a 'breach of co
  13. I called it the correct thing in my argument. I just don't feel good right now and didn't look up the proper terminology. I don't believe that the court even read it because if it was read how could anyone in their right mind Order a Judgement. Their own paperwork clearly is missing vital things. The simple fact that you are not suppose to allow a MSJ if there are any genuine issues of material fact. There are and if anyone took the time to look at the documents it's as clear as day.
  14. HOW? I have contacted Dell, I have also filled a complaint with the other agency's against Dell as well. I can't really ignore all of the legal stuff I don't think.... I talked to an attorney who wanted over $1000 to do anything. I don't have the money.
  15. At Harry, I don't know why they ruled in their favor so the issues I feel I can appeal are all of the issues I raised that they probably didn't even read. Also, I did bring up the errors. How can I be expected to follow the procedures when the court vacated something that shouldn't have been vacated? It's so confusing. I did reach out to JAMS and told them what was going on and asked if she could extend it longer...
  16. This is kind of what I was believing at this point. Here are my questions. First, I did file my answer and I argued about the broken chain of command, I also argued about the MTC Arbitration, I of course brought up the fact that the affidavits were not trustworthy because one is a New York document but it was notarized by someone in another state. Since the court vacated the case I did not file any interrogatories and or my Reclaim for the MTC Arbitration. I did mention that in my argument or my answer to their MSJ. I also included copies of my email snipes showing the returned documents. I al
  17. No you are not. It was returned within their policy they did not credit it properly. It has been over 5 years. I did not know that they did not credit it properly because I moved and had no idea that they were saying that I owed them money until I checked my credit report in 2012. No statements were forwarded to me and no collection letters were received until as I said, I got this summons. I disputed it. Then I got the summons from Asset Acceptance. My life has not been normal due to a Home Invasion and keeping my head above water from that has taken up a lot of my time, energy and strength.
  18. Sorry Goody, I don't think you know everything about the company. It's too much information to go through again, besides, I am past that and now looking for help or direction from this point on. I provided them with the documentation and they have not responded back. They said that they would cease all collection activity but didn't. Basically they lied. Do I have 14 days from the date of the Order of Judgement to file an appeal? Anyone, please help? It is crazy that they are allowed to put a Judgement against me. First off, they have so many holes and the court has made so many mistakes. Ho
  19. Goody, Dell never properly credited them. I tried calling them. Their records are all messed up. That is part of the whole problem. I am going to re-post this or continue from my previous post to get some direction from here!
  20. Wait, what happened? I don't understand, it was so clear that you were right Harry??? So, I got a Oder of Judgment against me and it is also wrong. They have no standing, the chain of title is clearly not there and I also have proof that I returned the items. Not to mention many other things. What now?
  21. Well, after I filled my Answer to their MSJ, in which I also requested a hearing for the ruling. Which, surprise, surprise, it was not given. The Justice of the peace here where it was filed has been Pro Term now for over 8 months. Anyways, I filled the Answer to their MSJ on Oct. 13, 2014. Today I got the Order of Judgment dated on November 30, 2014. What totally amazes me is how the Justice of the Peace, here into referred to as DipS h i _ of the Peace or DSOTP! He states, ""finds the pleadings on file and Affidavits submitted establish that there is no genuine issue of material fact and Pl
  22. Just wanted to tell everyone here. I am doing the time and trying to learn and I have appreciated everyones help. One thing I will say, no one really understands how hard it is until they are faced with it. That being said, bmc100 I wondered where you had gone... I am currently searching for an Affidavit and or a Motion to strick to file with my OMSJ!
  23. Please read the post here. I think I found something really good that may help others as well. I just need to know what to include so as not to allow Midland/Asset to come back with updated paperwork that changes anything. Here is the link... Thank you all. http://www.creditinfocenter.com/community/topic/324806-answering-msj-arizona-procedural-question-please/
  24. Okay, one more important question...I was reading about credit card companies not charging interest when charged off and I found my credit report from 5/2012. On it it shows Del/Webb. Just like the affidavit from Towns shows, WebBank did have the account in 2012 according to my credit report. It also shows on my report that it was under investigation. The amount that they show that they charged off at that time is $$2334. It was that amount from May 2011. Not interest. Prior to May 2011it shows 3118 which is the amount that Asset is saying I owe them. So, in the Affidavit from Towns it shows