1. Who is the named plaintiff in the suit? Midland Funding LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Andrew Herreth 3. How much are you being sued for? $5097.28 4. Who is the original creditor? (if not the Plaintiff) Ge Money Bank 5. How do you know you are being sued? (You were served, right?) Served 6. How were you served? (Mail, In person, Notice on door) In Person. Given to my father 7. Was the service legal as required by your state? As far as I can tell 8. What was your correspondence (if any) with the people suing you before you think you were being sued? None that I'm aware of 9. What state and county do you live in? Texas/Brazoria 10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations) Not 100% sure 11. What is the SOL on the debt? To find out: 4 Years 12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or looking it up online (many states have this information posted - when you find the online court site, search by case number or your name). Suit Served. I searched online by case number and nothing came up. 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) No 14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late. No 15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit? I have 14 Days 16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits. They sent a copy of the Charge off by Discover(Ge Money Bank). It has the first part of the account number blacked out and only shows the last 4 numbers. It has no last payment information. Also I'm not sure if this is relevant but I'm a Junior and it doesn't say Junior anywhere on this piece of paper they sent. I know my next step is to file an answer with the court, but I'm wondering if I can get any tips on how it should be worded. Also should it be a flat denial or should I request documents from them as well.