Need a little help. I've done a lot of reading and searching on this forum and found a lot of helpful information just need some clarification and want to make sure I do everything properly. I was served at my home on 10/23/13 by Hunt & Henriques. I plan on filling my answer with the court on 11/18/13. The complaint is not verified so Im gonna use the General Denial forum http://www.courts.ca.gov/documents/pld050.pdf (would this be the correct forum to use? And do I need to fill out line 2?) After I file I need to send H&H one of the copies via cmrrr . Do I also send it with POS-030 and do I have to file a copy of the pos with the court after I have the answer sent to H&H? After I send H&H a copy of the answer would I send for a request of BOP?DemandBillParticulars copy.doc or do I also file this with the court when filing my answer than send a copy along with my answer or just send a copy to H&H cmrrr "send it together? Separately? If separately do I also need a POS and again have to file a copy of that with the court. Ok Im gonna leave it at this for now hope I make sense just want to make sure I make the right moves. I dont make a lot of money and only work for a temp agencey right now and can be unemployed again any time . If theres any more info any of you need let me know.. Thanks LAWSUIT INFO 1. Who is suing you? Portfolio Recovery Associates, LLC. using Hunt & Henriques 2. For how much? $4,734.94 3. Who is the original creditor? US Bank National 4. How do you know you are being sued? Served summons 5. How were you served? Were you served? In Person at home 6. What was your correspondence (if any) with the people suing you before you think you were being sued? None 7. Where do you live? California County of San Bernardino 8. When is the last time you paid on this account? Dec, 2011 9. What is the status of your case ? Summons issued, summons filed. Hearing date is set. 10. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) No 11. Did you request debt validation before the suit was filed? No 12. Does your summons require a response in writing? YES it requires a written response. Cause of Action CC-1 Plaintiff Name: Portfolio Recovery Assoc Alleges the the defendant name: mc – became indebted to [ ] plaintiff [X ] other (name): US BANK NATIONAL OR A PREDECESSOR IN INTEREST a. [X ] within the last four years (1) [X ] on an open book account for money due. (2) [X ] because an account was stated in writing by and between plaintiff and defendant in which it was agreed that defendant was indebted to plaintiff. b. [ X ] within the last [ ] two years [ X ] four years (1)for money had and revived by defendant for the use and benefit of plaintiff for work ,labor (3) [X ] for goods, wares, and merchandise sold and delivered to defendant and for which defendant promised to pay plaintiff [X ] the sum of$ $4,734.94 (4) [X] for money lent by plaintiff to defendant at defendant's request. (5) [X] for money paid,laid out,and expended to or for defendant at defendant's special instance and request CC-2. $4,734.94, which is the reasonable value, is due and unpaid despite plaintiff's demand, plus prejudgment interest [ ] according to proof [X ] at the rate of o . o o o o percent per year from (date): December 30,2011 CC-4- [x] Other:PLAINTIFF PURCHASED THE ORIGINAL ACCOUNT FROM THE ORIGINAL CREDITOR OR IT'S SUCCESSOR(S) IN INTEREST .PLAINTIFF IS THE CURRENT OWNER OF THE ACCOUNT. 13. What evidence did they send with the summons? An affadavit? A statement from the OC? Anything else they attached as exhibits? Nothing 14. What is the SOL on the debt? 4 years.