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7 NeutralAbout Lostboy38
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Notice of Amount Due, yet another JDB
Lostboy38 replied to Lostboy38's topic in Is There a Lawyer in the House
I got a couple quick question: 1. When a debt buyer purchases a debt, are they required to send notice to the debtor about the new ownership of the debt? 2. If an OC sells a debt to a JDB and then "repurchased" the debt back from the JDB, is the OC an OC again or are they a JDB subject to the FDCPA?- 45 replies
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- Michigan
- First Notice
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@Clydesmom, @Brotherskeeper, @shellieh98, @BV80 and of course @bmc100, mark up another win, case dismissed with prejudice. Thank you all for your help.
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- Midland Funding
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Up Date: I had their Settlement Offer looked at and signed it and returned it to their Attorney, this was on Sept 22, 2014, they received the letter a day or two later according to my CRRR, I think it has been long enough for them to have filed it but have heard nothing about it yet. My hearing on the two motions I filed is scheduled for the 15th of Oct, so I am continuing with the idea that the case is still on. I have prepared for the hearing and am almost prepared for the trial. I am only missing one month of my bank statements, I have the statement from the month they are claiming I
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- Midland Funding
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Notice of Amount Due, yet another JDB
Lostboy38 replied to Lostboy38's topic in Is There a Lawyer in the House
Attorney found, and is currently looking at what he can do for me. Waiting on results.- 45 replies
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Notice of Amount Due, yet another JDB
Lostboy38 replied to Lostboy38's topic in Is There a Lawyer in the House
I have tried to contact a local Consumer Attorney and they are all too busy to look at this case, they all say it is a good FDCPA case but no one has time to pursue it. Would it be wise for me to use one of the southern lawyers, (by southern, I mean someone south of I-69)?- 45 replies
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Notice of Amount Due, yet another JDB
Lostboy38 replied to Lostboy38's topic in Is There a Lawyer in the House
But that's what I am trying to avoid, Lawyers are worse than Doctors. lol- 45 replies
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Notice of Amount Due, yet another JDB
Lostboy38 replied to Lostboy38's topic in Is There a Lawyer in the House
I have PRA's Summons & Complaint, Statement of Account, Affidavit, Bill of Sale all claiming that PRA bought, maintains and owns this account. And I have the courts order to dismiss without prejudice.- 45 replies
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Notice of Amount Due, yet another JDB
Lostboy38 replied to Lostboy38's topic in Is There a Lawyer in the House
No, her first letter says: "CLIENT: Synchrony Bank" "ORIGINAL CREDITOR: Sam's Club MC"- 45 replies
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Notice of Amount Due, yet another JDB
Lostboy38 replied to Lostboy38's topic in Is There a Lawyer in the House
There are also included Monthly Billing Statements from 10/2010 til 2/2011. No charges or payments on these billing statements but lots of interest and fees added in.- 45 replies
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Notice of Amount Due, yet another JDB
Lostboy38 replied to Lostboy38's topic in Is There a Lawyer in the House
DEBT VALIDATION FORM Account No: ************8917 (Again, wrong number) Identity of Original Creditor: Synchrony Bank Name of Debtor: Me Address of Debtor: My House Balance of Account: $3k+ (All of the above is in a table with each bit of information in it's own box) Debt was Original Creditor ____X____ Assigned _________- 45 replies
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- Michigan
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Notice of Amount Due, yet another JDB
Lostboy38 replied to Lostboy38's topic in Is There a Lawyer in the House
Her letter states: Her Addy (Letter head) My Addy RE: Synchrony Bank Regarding account number ending in ************8917 (FYI:This number doesn't match account number on monthly billing statements) Our File # G####### This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose. Dear Mr. Me I am in receipt of your recent correspondence wherein a request for validation of the above-reference debt was made. Pleas be advised that Synchrony Bank is the- 45 replies
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Notice of Amount Due, yet another JDB
Lostboy38 replied to Lostboy38's topic in Is There a Lawyer in the House
I don't have her letter in front of me atm, but I will be putting the information here tonight after I get home. In all my Credit Reports, PRA (before they deleted themselves off my CR) claimed to have purchased the debt from GE and GE claims to have sold/transferred the account and did a charge-off. To the best of my knowledge, this is another one of those debts that was opened by a close relative in my name.- 45 replies
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Notice of Amount Due, yet another JDB
Lostboy38 replied to Lostboy38's topic in Is There a Lawyer in the House
Well, MJE finally responded to my Validation Letter after 67 days. She sent a "Validation Form" created by MJE, and several monthly billing statements. I looked at some of my old credit reports from earlier this year and it states on the GE trade line that the account was sold and charged off. I haven't taken/had the time to research the old PRA suit, I hope to get that done tonight after I get home. She hasn't filed anything with the courts yet, but if she does, isn't she breaking a few regulations? And if she is claiming to represent the OC, does the FDCPA have any pull here?- 45 replies
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