credit2011

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credit2011 last won the day on August 3 2015

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About credit2011

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  1. Defendants served with summons and complaint. I sent interrogatories and POD 10 days after service. No response from defendants. 21 days after summon and complaint served, defendants hire an attorney at the last minute and send a motion to dismiss case . This is California Federal Court. I am aware that motions to dismiss will halt the discovery process till a judge rules on my reply to the motion. Do I have a chance to still impose sanctions and do a Motion to Compel for the Interrogatories and POD?
  2. No it was not in court it was a private deposition before trial- part of the discovery process I assume. Thanks for your quick reply
  3. If a witness to a case for the plaintiff had a prior lawsuit that was settled with a confidentiality agreement, and that witness for the plaintiff says they have evidence to help the plaintiff's case in a deposition they took in the previous case, can that confidentiality agreement be broken? Could I ask the judge permission to subpoena part of all of that deposition to submit as evidence? State California Is there a rule for that in Federal Local Rules also for reference?
  4. https://cweb.com/payday-loan-executive-sentenced-for-scamming-thousands-of-financially-strapped-consumers/ Those struggling to make ends meet sometimes rely on short-term, unsecured payday loans when they need quick cash. Richard Moseley, Sr.—through his group of payday lending businesses known as the Hydra Lenders—preyed on these consumers’ financial vulnerability. His businesses scammed more than 600,000 Americans by charging them illegally high-interest rates and even stealing their identities.
  5. I am helping a friend with a case. The friend is the plaintiff. The other party was served, but when it came to serving a request for production of documents, and sending interrogatories they are refusing the mail. So she wants to file a Motion to Compel. I am assuming in that we also need to file in the Motion, a declaration and also do we need a MEMORANDUM OF POINTS AND AUTHORITIES IN SUPPORT FOR ORDER COMPELLING RESPONSES TO REQUEST FOR PRODUCTION within that motion and added to the tile of Motion of Motion to Compel etc, . Do we also need to add this at the end - NOTICE OF TENTATIVE RULING SYSTEM . Is Sacremento, Ca the same as neighboring counties in that area of California. I called the court, they do not give advice but direct you to rules and I could not find the exact rule to use. I her you have to send a meet and confer letter, but is that mute because they are not accepting the mail or service anymore- basically evading.
  6. On my CRA payment history it shows first 30 days late in April 2017 , then it shows paid ok in green Oct 2011 On the status update section on the left it shows status Updated March 2012 I am trying to figure why it says March 2012 and what that means as to how long the 7-year itch is up on this account. Please see file below. I believe it should be reported delinquent in 2011 , not 2012
  7. So basically I will get the same answer from them they gave the CRA Experian? ( We did not find an error and this was reported correctly) And- I am just banking on them not responding within the 30 days.
  8. https://www.recode.net/2017/10/6/16433862/equifax-data-breach-credit-bureau-security-brian-krebs-podcast this is a must listen for all of us here
  9. I disputed with the OC 3 tradelines with Experian (Chase and Bank of America), they all came back issued resolved with no explanation other than, we have the correct information reported. The accounts are from 2011 and 2012. I now will have to dispute directly with the OC. When I do, what information do they have to exactly send to me to prove they are right. I no longer have my documents with these credit card accounts, and I know the burden falls on them to prove and if they cant, they have to remove
  10. Helping a friend with a civil case. Looking to site cases for the complaint. 1. Landlord releases private information on a rental application to someone who coerced landlord to give them this info. The person is an individual, not a lawyer. The party requesting the information is involved in another court case with the landlord's tenant in a different state. Information was posted online as the public record, but it is illegal in California for a landlord to pass this information with ss#, bank info etc without the consent of the tenant, unless he has a court order. And that is not the case, as the tenant has not committed any crime, but is an innocent victim of malice and conspiracy. I am looking for court cases to site for listed causes of action such as breach of contract-, Rico-/Extortion-Conspiracy-Intentional Infliction of Emotional Distress-Common Law Bad Faith Against Plaintiff
  11. I received a notice from the county recorders office about the notice of unrecorded lien from collection case I had that lost that resulted in judgment over a year and 1/2 ago. I called the collection company and they said they found my new employer xyz company and their attorney has not signed on it yet- the job pays under $100 per week its a part time gig. She asked me to send pay stubs for a few weeks to see about a payment program. I told her I cannot pay the debt I am out of work really. Could I get away with small payments to keep them off my back till I can settle in full or negotiate when I am in a better financial position? How should I proceed? The OC is the most fu*** bank in the news for violations.
  12. Thanks for that-- This is great info- CEO being grilled live on CNBC now - Talking about RICO charges- This guy is screwed.
  13. For those who have been sued by Wells Fargo for credit collections, how will this event about Wells Fargo fraud in the news recently affect those who lost their lawsuits and those that are still going forward? How do those know their accounts were fraudulent when the bank said that you get free additional accounts when you open a checking or saving account and they used your ss# fraudulently and you did not realize it to open credit card? Can you even appeal your lost lawsuit? Would they have to supply a signed document by you to prove they opened the account in good faith?
  14. What I learned from this board when I had my lawsuit and won - and credit the amazing California major players here helping- Anon Anos, Calawyer, and Sadinca too . It's about discrediting the documents and the witnesses and everything they have. They most likely cannot produce your original contract. The full scope of bills will be missing from your firts to the last. Don't give them anything ever- they have to prove why you owe- plain and simple. The witnesses they will try to provide at your trial (if it gets to that) are usually not credible. Reel through my threads with this collection firm and you will get an insight.
  15. Sort of off topic from collections but more about insurance claims When you want to sue in California Federal court you have to put on the complaint about Venue , Intradistrict Assignment, and Jurisdiction. The actual event occurred in another state and the plaintiff also resides in Southern California- Los Angeles. Wonder if anyone can point me to an example of the verbage to say for Los Angeles County on the complaint. How much detail is requested or can it just be simple? I know that goes at the top above or below the introduction.