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About Nalabell

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  1. Thank you both for your answers. I am waiting to be served, which I assume will happen any day. I think I have a good handle on submitting my answers when I need to. I really thank you all for all your responses it's helping a lot and I feel confident defending myself at this point. I know it's just the answer portion but so far so good.
  2. Ok. Thanks for the input. The only written instrument I have from them is a letter from the JDB attorney stating that I owe the money. I will start looking into all the issues and educate myself on each one. Thank you.
  3. I still have yet to be served but I still expect to be. I managed to find out what the paperwork will look like and would like some input on what this means and what I should focus on. Ie. MTD (on what grounds?) or Answer and focus on what parts? Complaint: 1. Defendant(s) entered into a contract with Plaintiff or Plaintiff's Assignor, the account/loan number***************, and pursuant to MCR 2.113 (F)(1)(B Plaintiff's claim is based on written instrument which is not attached as it is in the possession of the adverse party. 2. Defendant(s) defaulted under the terms and conditions of th
  4. Sorry for the confusion, it is Cavalry SPV I, LLC which is part of Cavalry portfolio services, LLC
  5. Thanks again everyone for all the help to this point. I live on the west side of the state and I hope that I have a chance to get this thing kicked out of the system at some point. I do feel a little at a disadvantage because of the lack on info and Calvary in Michigan. My hope is that they will be similar to the other JDB that have been mentioned. For BMC to acknowledge he has not seen one in Michigan does not sound good for me, but I am happy to be the case study on this. Thanks again.
  6. So another question is, does it matter that my wife is not listed in the lawsuit if she got letters from Calvary? I really would rather not drag her into it but if it makes the case I will.
  7. Ok so the plot thicken.......I decided to head to the basement and pull out the piles of papers that I have and I managed to find a couple of things. First of I have a letter from Cavalry dated 2/26/13 with the same last four numbers of the cap one account for an amount that is a few hundred $ more than what the attorney says is owed but the really odd thing is that its addressed to my wife. (not sure if she was a co owner on this account I really do not recall) In addition I found a letter from a Collector from MN dated 6/24/13 that is addressed to me from Cavalry for the same account for a
  8. I have been reading as much as I can and my eyes are about to fall out. The question I have is if I go to the courthouse and get the fillings does my 21 days start then or do I still need to be served? And yes I have been reading all the above links. Not to say they are all making things perfectly clear. Lots on legal wording is taking time to process and learn, and as BMC said he has not had a Calvary one yet, which I hope does not mean that they will have their act together better than the rest.
  9. Thank you BCM for your post, as far as I can tell you are a hero to many. As far as Calvary goes, I did look up in my courts online system and they have sued here many times in the past few years but not nearly as much as the others. I have only gotten the one letter from the attorney back in November (which I admit I just set in aside) It does list an amount "plus interest to date of $.00", the last four digits of the capital one account. and at the bottom of the letter it talks about giving 30 days to dispute the validity of the claim (which I sadly did not do).
  10. Thank you. I have been reading and working on my knowledge. As someone who has never been sued or really had any contact with any level of law, I will say the process of correctly writing my answers are a little daunting. And in the case of a MTD I feel I will really need a lot more knowledge and help. I know I'm jumping ahead a little but I want to be ready. I keep reminding myself I have a college degree and I can do this ( with the help of all of you). Thanks again.
  11. Here is what I can give at this point. I will know more when served and will update when I get the summons 1. Who is the named plaintiff in the suit? Calvary SPV I LLC 2. What is the name of the law firm handling the suit? Roosen, Varchetti & Olivier, PLLC 3. How much are you being sued for? Around $XXXX 4. Who is the original creditor? (if not the Plaintiff). Capital One 5. How do you know you are being sued? (You were served, right?). I verified on court website, waiting to be served 6. How were you served? (Mail, In person, Notice on door) still in process 7. Was the service legal
  12. I want to let this board know that I have started a new thread about my situation and I would like it if you could read it and start helping me out. I have started to read as much as I can in the 12 hours that I was aware of this problem. Any help is good help. The thread is "Calvary LLC in Michigan, help!"
  13. I am starting my tread in hopes that I can get a jump on my situation and hopefully with everyone's help and some hard work it will end in a win. When checking my mail last night I noticed I had severals letters from several attorneys willing to help based on a new case that was filed. (How nice of them) I did check on line at the district court at it is true that I will be receiving a summons soon. I will give a few things about that in a minute. I, like most, feel a little bothered by the situation but I would not go so far to say I am scared. I just want to be able to defend my self proper