I very recently became aware that I am being sued in Cook County in Illinois. The Plaintiff in the case is Asset Acceptance, LLC. The suit was filed 3/14/2013 and I haven't been served as far as I know. I have not avoided service and I have lived at the same address for the past 20 years with the exception of when I was away at College. I checked the local court's electronic docket after receiving solicitation in the mail from several lawyers and found the info pertaining to the case. I am really concerned bc a court date has been set for a motion to be heard on this coming Wednesday 2/19 and I am completely in the dark. What should I do? I'd really appreciate any help you can offer. 1. Who is the named plaintiff in the suit? Asset Acceptance, LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Fulton, Friedman & Gullace, LLP 3. How much are you being sued for? $6,XXX 4. Who is the original creditor? (if not the Plaintiff) Citibank 5. How do you know you are being sued? (You were served, right?) I checked my local courts electronic docket after recieving solicitation via mail from lawyers looking to defend the case that had been opened against me. 6. How were you served? (Mail, In person, Notice on door) I haven't been? 7. Was the service legal as required by your state? It seems no? 8. What was your correspondence (if any) with the people suing you before you think you were being sued? Letters from Asset and Fulton, Friedman & Gullace and telephone calls that were not answered. 9. What state and county do you live in? Cook County, Illinois 10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations) Feb 2009 11. What is the SOL on the debt? 5 years 12. What is the status of your case? Suit served? Motions filed? Contract Complaint was originally filed 3/14/2013, Summons returned twice the reason given is Moved and Wrong Address. This is weird bc I have lived at the same address for 20 years with the exception of when I was away at College. As of 2/6/2014 Notice of Motion Filed, Proof of Service Filed, Motion Filed, Motion Spindled with a court date of 2/19/2014. 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) No 14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late. No 15. How long do you have to respond to the suit? (This should be in your paperwork). Don't know. I haven't been served so I haven't seen anything. 16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits. Don't know. I haven't been served so I haven't seen anything.
