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  1. So a few months ago I asked for a DV letter. And they sent a letter, with their letter head on there. The only other "proof" they sent me was a affidavit from an employee from Midland. So I'm assuming that is why they dropped the case, they had absolutely no proof. Thanks again to everyone. I never would have tried to stand up to them without this board.
  2. Thanks! I guess this means it will stay on my credit report since its "without prejudice" Is there any way to have it removed from my credit report?
  3. So I wanted to start off by saying THANKS to all the people that post here. I've been coming to this board for weeks now to get advice about my trial with Midland. I've never posted before, but daily would go thru all the posts and get tips on how to deal with the JDB's Reading all the posts made me feel less nervous about taking these guys on. So this morning was my trial with Midland Funding. I show up to court with all my notes, feeling very nervous but prepared. The lawyer from Midland calls my name and we step out into this side room and he asks "So I see you are disputing if Midland ac