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About oregonlover

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  1. That makes a lot of sense. Thank you again, you have been so so helpful. Now one last question, here in the county my mother lives in there isn't a legal form for the answer shr can just fill out so can we just list her answers to the the complaints in the same format (cleaned up of course? Something like: 1. Defendant, Jane Doe, ADMITS to paragraph 1. Defendant is Jane Doe and resides at 1313 Mockingbird Lane in Humpty Dumpty County, Oregon. 2. Defendant, Jane Doe, denies to paragraph 2 because of xxx xxx... Etc. And at the top should there be a header of some kind?
  2. Thank you so much @Clydesmom. Just a question though, is she denying the claims because Portfolio Recovery didn't send any evidence along with the claim? My mother acknowledges she agreed to pay by taking the line of credit offered by the OC, but if I understand correctly, she can deny it now because she wasn't given evidence when she received the claim?
  3. Would anyone be able to help with which of the claims to admit to? I posted them above. She should deny everything but her personal info, but should she deny the other complaints because of lack of knowledge or simply say she denies it?
  4. If it helps.. Complaints are as follows: 1.Defendant resides in county where action has been filed. 2.Under terms of agreement, OC provided credit as agreed. 3.OC mailed statements showing charges, credits,payments, fees, and finance charges. Defendant did not dispute charges or object within the time prescribed. 4. Defendant agreed to make payments on account. 5. As part of agreement Defendant agreed to pay all court costs incurred in enforcing agreement. 6. Plaintiff acquired account from OC and under OR law plaintiff has right to collect on the account in accordance with all the terms and c
  5. 1. Who is the named plaintiff in the suit? Dale R. Nordyke 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Portfolio Recovery Associates,LLC 3. How much are you being sued for? 15,561 4. Who is the original creditor? (if not the Plaintiff) US Bank 5. How do you know you are being sued? (You were served, right?) Served 6. How were you served? (Mail, In person, Notice on door) Mail 7. Was the service legal as required by your state? Yes Process Service Requirements by State - Summons Complaint 8. What was your correspondence (if any) with t
  6. Hi all, I am currently needing help for my mother who waited til the last day she has to answer a complaint made against her for a balance on an US Bank credit card. She's still within the 30 days to file her answer but only contacted a lawyer 2 days earlier and he told her to write a very short letter to the plaintiff asking that he not take default judgement against her as she is in the process of obtaining legal counsel. Since it is too late to mail it to the plaintiff the lawyer she consulted said to email it to the plaintiff as well as file it as her answer. I've read a few of the posts