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About DeadEndRob

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    Arkansas (Washington Co)
  1. Does contacting the attorney count as a reply or do you mean entering a reponse to the court?
  2. It's possible to pay in one payment but it would be difficult. I will probably call today since I am nearing the end of my 30 day window.
  3. Honestly nothing comes to my mind in terms of a legitimate defense, and I do have wages that could be garnished. Do I need to reply to the attorney directly?
  4. Is there anyone with any insight with this issue?
  5. Greetings, Obviously I am new to the site and seeking a little bit of direction. 3 weeks ago my girlfriend, whom I live with, received a summons from someone stating that I was being sued by Capital One (the Plaintiff). The debt is true ($1,300) and they have included a copy of my last statement as evidence of the debt I suppose. I have been researching on how to proceed since this is my first incident like this. Most of what I have seen has said that it makes no sense to not do anything, since I will automatically be forced to pay the debt plus incurred fees and interest, as well as be vulnerable to wage garnishment et al. What I'm looking for is what to do next. Do I bother contacting a lawyer? Do I enter a judgement on my own? Should I try to negotiate with Capital One outside of court (I feel like this will make me look weak and they will pursue all charges)? Thank you in advance for any help here.