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WhipItGood last won the day on September 12 2015

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About WhipItGood

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  1. The other thing about the, "within the past 6 years" may mean that they have no documentation about the account. Otherwise, why would they not say, " On January xx, 2010, the creditor sent a final bill..." They don't have anything, and won't get anything until you push forward with ADR, and immediately preempt their game and MO with a speedy and robust RFA and RPD all geared towards making them expose themselves that they are indeed collection agencies who are NOT LICENSED in our fine state. Once they see they have to provide something they don't have, I will bet they will fold sooner than lat
  2. I think you have an even bigger weapon against them, and that is that neither Cach LLC nor Mandarich are licensed with the state as a collection agency. I would love to hear if they sent you any dunning letters prior to the lawsuit, and even including whether or not a dunning letter was attached to your summons. They are not allowed to attempt to collect on debts without licensing, and this presents a strong counter claim that will get them to back down. I won my case on that basis. And, helped another Oregon homie do the same on the same legal theory. If you are going to proceed with mandat
  3. Yeah, interesting strategies. I agree with willingtocope. Don't do anything to change your credit report ins a big way. That said, what I don't understand is how you could have this old CC out there that says current/paid as agreed, unless it has a $0 balance on it. You know, at one point I was at the same crossroads, where I was curious to activate an old Citi card that I had, but I refrained. Can't remember my reasoning at the time other than I thought to leave well enough alone. Gosh, if SOL is up in 3 months, then I would not risk activating that card. I can tell you that I don't thi
  4. The OPs story does not make sense to me. It sounds as if the school made a mistake in auto-renewing and, once learning about the mistake, would obviously remove the charges. But then later in the post it was said "life happens and I have struggled coming up with the full amount..." Why would anyone pay any amount to any institution is it is not valid charges. My God, it's hard enough paying for tuition for classes in a degree program, I would never pay for classes I did not take. Seems this could be easily sorted out with the school and if not, then report to consumer bureaus. Something do
  5. @Thomas4511 I would bet it is as clydesmom said, and the collection agency is sending the invoice to anyone with the same name, trying to skiptrace the debtor. If your SSN is not attached to the invoice/account, then it will never appear on your CR. I would still contact the hospital and have them straighten it out. It's not that hard to figure out that they got the wrong person...If the invoice is attached to your DOB and SSN, then I would still contact the hospital and find out whatever insurance company was involved, then contact them directly as well. good luck:-)
  6. You did not say if case was dismissed with or without prejudice, so it's hard to comment on your question. IMO
  7. @amyw I would definitely only communicate with the atty via email, too much room for error in phone/in-person. This guy is compelled to settle, and wants nothing more than to settle within the 30 days. Kick back a bit and wait for him sweat a little. The closer you get to the 30 days, the more favorable it will be it seems. Timing is key, IMO. I recently won ALL of my terms of paying roughly 10-14% of a 20K+ large debt, depending on what interest and atty fees would have been. I got ALL of my terms agreed to in the 11th hour, just prior to them having to pay out for arb fees. I got: no
  8. What was the date of their original Complaint filed with the courts? It's possible that this action they took was within the SOL, and weird the case has been hanging out there silent for so long. No pleadings at all? I would check with the court to make sure. Just a thought.
  9. @amalos --you really should redact ALL of your personal information when you post documents such as you did...
  10. WHocares gave some good suggestions. Another angle, aside from contacting the manager of the Radiology practice in person, is to head straight to the Hospital's patient advocacy office, or the financial services office. I would start with the former, since it sounds like the CT was done in-house -and even if the radiologists reading the scans are located in Timbuktu, the hospital contracts with them and therefore have a vested interest in how they are treating, and/or not cooperating with patients. I guarantee you that the radiologists have a phone for the hospital to contact them...and that
  11. Here's an interesting case concerning the defendant in your case... and specifically is about serving the defendant...in 2011 http://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=4&ved=0CCwQFjADahUKEwj-_f6Nh4vGAhUDDJIKHbAJAFE&url=http%3A%2F%2Fwww.gpo.gov%2Ffdsys%2Fpkg%2FUSCOURTS-caed-1_11-cv-00062%2Fpdf%2FUSCOURTS-caed-1_11-cv-00062-0.pdf&ei=NEl7Vf6TCIOYyASwk4CIBQ&usg=AFQjCNHKi4AGQKcAUe5bYsPy16W1mqiocA&sig2=ocsP0ezzUR6s7xynVpS-GQ It would be interesting for you to access that case, or ask your attorney to, to see what ended up happening. In t
  12. cruise by this address: (spaces entered to googleproof!) 5 9 0 0 S. E a s t e r n A v e, Suite 130 LA -zip 90040 looks like a business complex/commercial park.Go have a sandwich at the Elm Tree sandwich shop and casually say you can't find that business, do they know which office it is... I would stake out the place in the wee hours of the morning - and then photograph people coming and going out of their suite and try to figure out what the activity/personnel there are...Then pounce when you know what's up. @queenofwands looks like a company named cushman & wakefield le
  13. Check company registrations and agents in other states, call the agent saying you have a large check for them...trump up some lie like that...and say it has to be signed for. An RA from out of state would be caught off guard...?
  14. What an interesting story. Ask your atty about the complaint naming the company's officers and CEO under "vicarious liability" Then it would be easy to skip trace those officers' home addresses and serve them there! Otherwise, I had the idea of going to the court records and search for any open cases they have against other citizens in Cali...the court surely has an accurate way to contact them. Perhaps even dare to contact some defendants that are being sued by them, and ask how they serve their pleadings...? Just a thought:-) I will keep thinking up ideas, if it helps!