1. Who is the named plaintiff in the suit? Barclay bank of Delaware 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Brumbaugh and Quandahl 3. How much are you being sued for? $2,064.10 4. Who is the original creditor? (if not the Plaintiff) same 5. How do you know you are being sued? (You were served, right?) served with summons 6. How were you served? (Mail, In person, Notice on door) Sherriff 7. Was the service legal as required by your state? I believe so Process Service Requirements by State - Summons Complaint 8. What was your correspondence (if any) with the people suing you before you think you were being sued? none 9. What state and county do you live in? Lincoln co Ks 10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations) Around 2-14, no it is within the 3 yrs for my state I believe 11. What is the SOL on the debt? To find out: yes 3 yrs Statute of Limitations on Debts 12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or looking it up online (many states have this information posted - when you find the online court site, search by case number or your name). I had to reply to the summons, by the 5th I did today reply with a short letter….will enclose it 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) no 14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late. no 15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit? No, this is what it claims….The defendant is indebted to the plaintiff in the amount of $2064.14 and the costs of the this action principal amount of $2064.14 interst before judgment 00 contract rate of 0% per year from charge off date interest after judgment contract rate of 0% per year, and the costs of theis action dated 2-9-15 James M Luce 11 Here is an example of what the summons/complaint may look like: Sued by a Debt Collector - Learn How to Fight Debt Lawsuits 16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits. They sent a copy of the last CC statement AND IT HAS THE cc NUMBER BLACKED OUT. Exhibit A, and a copy of the CC agreement. 17. Read this article: I HAVE Sued by a Debt Collector - Learn How to Fight Debt Lawsuits ==================================================== this is the letter I responded to the court with today....the clerk set a PRETRIAL for the 30th...she said I HAVE TO COME TO THE COURTHOUSE but the ONE SUING ME CAN COME ON THE PHONE IF THEY LIKE...I said huh, how is that fair? The way it is she said. I admitted they were the plaintiff I admitted I was who I was Defendant's Answer to Complaint I deny to the Responding Party objects to this request on the ground that it is vague, ambiguous and unintelligible in that Responding Party has to speculate as to the meaning of "the credit card" and "the account." This request calls for admission of matter defendant has denied and thus it is improper. FURTHERMORE, Defendant DENIES every other allegation not previously admitted denied or controverted. AS AND FOR AFFIRMATIVE DEFENSES The Plaintiff, as the defendant is informed and believes, lacks the legal standing to bring and maintain this action. The plaintiff has not proven the debt is valid or the amount of the debt is accurate. The plaintiff must prove that the principal, interest, collection costs, and attorney's fees are all correct, agreed to in your contract, and lawfully charged. Defendant also insists that the plaintiff come up with the contract, account statements and purchase receipts to prove the amount of the debt. WHEREFORE, the defendant asks the Court for judgment: a. dismissing the complaint herein with prejudice.