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About AyEmmKay

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    New York
  1. That's a great idea! Thank you! I'm worried about what will happen after that period of time, though. I was really hoping to just transfer it all somehow and just take care of it like I used to. Either way, that would help tremendously until I can figure it out.
  2. Hey all. I'm in a bit of a predicament. Let me start from the beginning: My daughter was born last February with an extremely rare skin condition. My mother agreed to help out by taking over my card payments. She didn't and waited until they threatened legal action to tell me. I called them and got the legal action dropped. Lesson learned, but now what? My credit rating is in shambles and I'm going to have to pay a ridiculous monthly payment to get back on track. My balance is almost $3,000 at this point and with a little one with a rare medical condition, I can't afford those kind of payments