Jsanc2

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About Jsanc2

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    Rhode Island
  1. Hello! I am trying to rebuild my credit, with a score of 626 and only one active CC and another not in use but paid off. I've had this account in collections since 2009, began as $800 amount from Bank Of America (bought from Santander). Since 2011 I have not made payments to the account and it has changed collection agency multiple times and increased to $1080. I have not had any contact with the current agency in over three years and when I check my report the date of the account being "opened" has now changed to 2013. My question is: is there a statue of limitations on collection agencies collecting money in RHODE ISLAND and if this changing date is normal? It keeps showing up in my CR, I noticed last summer it showed up from two separate collection agencies at one point. Any help + advice is greatly appreciated!