Panove4

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About Panove4

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  • Birthday 01/14/1965

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  1. Court denied motion and entered summary judgment in favor of plaintiff. Seems CFPB Consent Order doesn't matter to these courts. What to do now?
  2. Update: Apparently there was a Evidentiary Hearing on my Motion to Compel which I didn't realize because there was also a court hearing that was vacated. The notification from the court "checked box" indicates that the scheduled court date of Trial for 10/19/15 has been vacated. Right above that another "checked box" indicates "Other: Evidentiary Hearing on Defendant's Motion to Compel". I read the "vacated" to mean that the hearing that day has been vacated. I didn't understand that it meant the Evidentiary Hearing "in place of" so I didn't go to court. Just found out today that the court granted Summary Judgement in favor of the Plaintiff, apparently because I didn't show up to court. Is there any recourse for me or after all this it's now over? Someone please chime in. Thank you.
  3. Hi, anyone think I should file something, I don't know what though, to introduce the CFPB new Consent Order into evidence?
  4. I didn't try to pass it off, I introduce it to the courts because I thought since GE has been renamed Synchrony the TC would apply. They said my last payment was in August 2009. I don't know if that's accurate or not because I destroyed all those old statements and receipts many years ago.
  5. CFPB Takes Action Against the Two Largest Debt Buyers for Using Deceptive Tactics to Collect Bad Debts Encore and Portfolio Recovery Associates Must Refund Millions of Dollars and Overhaul Debt Collection and Litigation Practices http://www.consumerf...lect-bad-debts/
  6. I filed a response, thank you. I started a new thread because I thought no one was reading the old thread. Will post on the old one to keep everyone posted. Btw, saw this today, you guys gotta check it out: CFPB Takes Action Against the Two Largest Debt Buyers for Using Deceptive Tactics to Collect Bad DebtsEncore and Portfolio Recovery Associates Must Refund Millions of Dollars and Overhaul Debt Collection and Litigation Practices http://www.consumerfinance.gov/newsroom/cfpb-takes-action-against-the-two-largest-debt-buyers-for-using-deceptive-tactics-to-collect-bad-debts/
  7. Thank you for this information, the opening date is August 2008 and the collection agency sued May 2015.
  8. Does anyone on here has a copy of a 2008 GE Money Bank Care Credit Agreement Terms & Conditions?
  9. Midland Funding filed a Motion of Opposition to Motion to Compel Private Arbitration citing that "defendants request for private arbitration is based upon exhibits which are not related to his account. The terms presented to the Court are not for Defendant's account and therefore not binding on this case". I believe that is because the exhibits submitted with my Motion are the current terms and condition of Synchrony Bank formerly GE Money Bank Care Credit, the alleged creditor back in 2008. I finally found an online copy of the 2008 GE Money Bank Care Credit Agreement Terms & Condition. Any recommendation as to how to respond to this?
  10. CFPB Takes Action Against the Two Largest Debt Buyers for Using Deceptive Tactics to Collect Bad Debts Encore and Portfolio Recovery Associates Must Refund Millions of Dollars and Overhaul Debt Collection and Litigation Practices http://www.consumerf...lect-bad-debts/
  11. I found a 2008 GE Money Bank Card Agreement online but it's doesn't have GE info printed on the bottom of all the pages. The agreements have general terms and conditions, pricing, and fee information. They are not specific to an individual's account information so I'm wondering if I should respond to the latest Motion with a copy of a 2008 GE Capital Terms & Conditions and inform the court that both the Synchrony T & C and the 2008 GE T & C are applicable to the account. Any recommendation?
  12. Midland Funding filed a Motion of Opposition to Motion to Compel Private Arbitration citing that "defendants request for private arbitration is based upon exhibits which are not related to his account. The terms presented to the Court are not for Defendant's account and therefore not binding on this case". I believe that is in referenced to the current terms and condition of Synchrony Bank (formerly GE Money Bank) included with my motion. I don't have any terms and conditions for GE Money bank, the alleged creditor at the time the account was open almost 7 years ago. Any recommendation?
  13. I thought so...thanks! Do I need citation of any sort for this? Btw, saw the below in another post here and would like to know your thoughts on it. Also, how does my Motion for Arbitration plays into all this? COMES the Defendant, appearing PRO SE to OBJECT the MOTION FOR WITNESS TELEPHONIC APPEARANCE by the Plaintiff or Plaintiff’s attorney. The XXXXXX Justice Court of XXXXX County specifically states on the ORDER SETTING FOR TRIAL that the court will NOT ALLOW telephonic appearances for trial. Furthermore, the Defendant objects to the testimony of any witnesses by telephone. The Defendant must be provided sufficient opportunity to test the credibility of the witness(s) and/or the substance of their testimony. Face-to-face testimony is necessary to undo the false accuser, reveal coaching, and confirm the identity of actual witness(s). The Defendant is clearly prejudiced by violation of Defendants right to confrontation. It's unfair and an extraordinary abuse of the process.