I'm here in Michigan too. While grappling with a Midland Funding suit, I just received a summons from Portfolio Recovery Assoc (PRA). I came a little late to this party, so w/regard to Midland I am in the discovery process. We had a pre-trial last Friday 8/21, a crappy settlement was offered. It was just the two of us in a conference room, no judge. The lawyer for Weltman and Windbag etc requested 60 days for discovery and then Motion for Summary Judgment 30 days after close of discovery. Prior to the pre-conference hearing, I received a witness list, with enumerated exhibits and witne