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About griffincoach

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  1. I'm selling my home and will pay down some hefty credit card debt with money I make, however it will not pay it all down. So my question is exactly what to pay prior to trying to prequalify to purchase my next home. Should I pay everything down below 30% and keep severely minimum payments or pay all of the smaller balances to nothing and leave one card with a balance and thus only one monthly payment toward credit cards but where the balance may be over the "30%" that I've read about…. Thanks in advance!