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About redd4949

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    Houston, Texas
  1. Wow, this is more than I could have expected. I really appreciate the help. You're a life saver @qednick. You have saved me DAYS of stress lol. I will do as instructed. Thank you again .
  2. My last reply was intended before your last post.
  3. Ok @qednick, So I have been reading through some of the posts and have been finding it all hard to understand. So would the #10 post by @texasrocker in apply for my letter of general denial. If so, what would I change and would I need to add anything else?. Do I need to file for discovery BEFORE I send this letter? Thanks
  4. Ok @qednick. I will definitely relax a little bit. Please bare with me because I have no idea what I'm doing, but I have a few questions. Thank you. As far as a general denial, what would that consist of? Just me writing them that I deny any and all claims made by the plaintiff? Does it need to be notarized? As for the discovery portion, what sort of documents would I request and what sort of questions would I ask? I am also assuming that discovery has to be made by written notice to the JP or does it need to be made to portfolio recovery or both? Also, does it need to be notarized as w
  5. Thank you for your response qednick. I really appreciate it.
  6. First of all, Thank you for any and all assistance. I recently recieved a subpoena notifying me that I am being sued by Portfolio Recovery Associates. I have never been issued a subpoena before and have no clue what to do. I am panicking. I have attached the first 5 pages of the subpoena. The other documents included are sell of the debt and a credit card statement from 08/2012. If I need to include those, then I will. The documents have been edited to remove personal information (name, address, case number, ect.) If needed, I will PM you. Thank you again, redd4949 Here is how it r