JaySin

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About JaySin

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    Nevada

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  1. They want $11k on it. But again she hasn't heard anything, and her dad hasn't either (he was a co-signer). The technical term on the report says that the account is closed and was written/charged off. The collection agency account was where it went 5 yrs ago when she didn't pay. Neither the original or the collectors have contacted us. Wow, thank you for all the awesome feedback, guys. I didn't know about most of this stuff beforehand.
  2. Hi everyone, I sure hope that I'm posting this in the right place. I had some questions about credit reports, collections, and closed accounts. So here's the thing: Before my wife and I met, she had a car loan and then lost her job. The car was repossessed and then sold at an auction. The company wanted her to pay the difference between her loan and what the car was sold for. She still did not have work so it didn't go over well. Eventually she stopped receiving bills and contact of any kind. I'm trying to figure out what the statute of limitation for collections is (in NV it appears to be 6