
gettingoutofdebt
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When is it too late to request a debt validation?
gettingoutofdebt replied to gettingoutofdebt's topic in Debt Settlement
From what I'm reading, it looks like my state, Missouri, does NOT allow filing a MTC arbitration in lieu of an answer. So what does that mean for me? What is my next step? Do I still file the MTC, just with an answer? What is my answer? I'm so lost. :/ My date to appear is January 26th so I want to get this done ASAP, if there is still anything I need to do before then. -
When is it too late to request a debt validation?
gettingoutofdebt replied to gettingoutofdebt's topic in Debt Settlement
I just called the court clerk to ask about filing a MTC in lieu of an answer and she said, "I don't know. You can file whatever you'd like." Soooo...that's not helpful. How do I find that answer without contacting a lawyer? -
When is it too late to request a debt validation?
gettingoutofdebt replied to gettingoutofdebt's topic in Debt Settlement
Thanks! I swear before you had included a link with all of that information about the JAMS stuff but I'm not finding it now. Any chance you could reshare it? -
When is it too late to request a debt validation?
gettingoutofdebt replied to gettingoutofdebt's topic in Debt Settlement
How can they not prove it? You really think if I request arbitration that they'll just throw in the towel? -
When is it too late to request a debt validation?
gettingoutofdebt replied to gettingoutofdebt's topic in Debt Settlement
Have any of you been sued by Cavalry, filed a motion requesting arbitration, and won? -
When is it too late to request a debt validation?
gettingoutofdebt replied to gettingoutofdebt's topic in Debt Settlement
Or is that part of the "We WILL pay your arbitration fees if you ask" from the card agreement? -
When is it too late to request a debt validation?
gettingoutofdebt replied to gettingoutofdebt's topic in Debt Settlement
Thanks! I'm a little confused by the JAMS demand form... The filing fee is $1,200. Do I need to pay that? -
When is it too late to request a debt validation?
gettingoutofdebt replied to gettingoutofdebt's topic in Debt Settlement
https://www.carecredit.com/YourTerms/Aug2014.pdf Page 5 is where it states the arbitration clause. This is from carecredit's site. I signed up in 2012, but this is from 2014... Do you think this will work? Is this what I need to include as exhibit A? -
When is it too late to request a debt validation?
gettingoutofdebt replied to gettingoutofdebt's topic in Debt Settlement
I can't find my carecredit user agreement anywhere. I just requested the user agreement from my account when I signed up from their website, but it said it could take up to 30 days. That's more time than when I'm supposed to appear in court. If I call, will I get that information faster? Or should I avoid calling at this point? -
When is it too late to request a debt validation?
gettingoutofdebt replied to gettingoutofdebt's topic in Debt Settlement
Thank you all very much. I just got served... blah. My date to appear is 1/26. Do I have enough time to do all of this before then? -
When is it too late to request a debt validation?
gettingoutofdebt replied to gettingoutofdebt's topic in Debt Settlement
Thank you so much!! I'm a little confused, though...Do I send this to the law firm that is working with Synchrony? Or the Court Clerk? I have not yet been served, so do I have to wait till I've actually been served to send this, or can I do it now? -
Thank you so much for your help. I called the Court Clerk's office and she told me everything that she had available. She said that they have not claimed that I've been served yet, but that I will be. It also was not Target like I had assumed. It was a carecredit card, which is through GE Capital, which is now Synchrony. The SOL in MO is 5 years.