medialbillsdebt

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  1. Hi, 

    what did you mean by:  ask for a method of validation with the name and number of the person validating  And do you suggest I should ask for validation through the credit bureau agency instead since the original creditor is not responding to my letters? Any advice is appreciated. Need to get this done!

  2. I am wondering if suing them in small c court would be an option in this case. This has to do with an older debt (larger property management company) and its not valid, as the original creditor never provided us with information/detailed receipt as we requested to even put it on as valid collection in the first place. Too bad I did not take care of it then. The guy who was responsible for this, a prop manager died in cancer some years ago and this was the guy who created this whole mess....
  3. I dont have a recourse then? They have not called and tried to collect, but I want this off my credit report. Any other ways you can do this? There must be a way of making them prove that this account is valid or its not legal to put this on someone else's c report. Any advice?
  4. I had a charge on my credit report that I asked to have validated by the collection agency. I sent it to them with request to do so, and they have failed to deliver the validation by mail. I sent it by priority mail. No response back and the account is still showing on my ccreport. What legal actions can I take so that the credit bureaus take it off. I dont know how to approach this now. Its affecting my credit score. Thank you
  5. I had a charge on my credit report that I asked to have validated by the collection agency. I sent it to them with request to do so, and they have failed to deliver the validation by mail. I sent it by priority mail. No response back and the account is still showing on my ccreport. What legal actions can I take so that the credit bureaus take it off. I dont know how to approach this now. Its affecting my credit score. Thank you
  6. I want to settle medical bills and was wondering what the average % is that would work smoothly. I know that at times it takes some back and forth, but I would like to make it work so that I don't have to deal with it. I have bills from 2013, nothing gone to Creport yet. But I really want to get this going and would love to hear from others. Any ideas what level I can start at and if you have been successful in negotiating med bills, please let me know if you have advice from you dealing throughout this process. /Thank you!!!!
  7. Can someone help me how to create a post. After signing up this step is not very intuitive. I would like to create a post in one of the existing topics.