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LWms514

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  1. Is Citibank, NA and Citibank, N.A. synonymous? Debt buyer is pushing name as Citibank, NA instead of Citibank, N.A.. When spoken you say Citibank, NA; but, legal documents show Citibank, N.A.-correct? If I recall correctly, I read somewhere that debt buyer agreements (perhaps, not all) are not allowed to use the original creditor's legal name in any litigation under threat of a hefty fine. Your thoughts, please. Thank you. (I apologize if I'm posting, incorrectly.) Should this have been posted as a new topic?
  2. OH rules state that if an objection is made, the reason for the objection should be made in lieu of an answer. Should I give the cutoff dates and the date discovery was served by Plaintiff and received by Defendant? I put the objection after each request and each interrogatory....is that correct? EX: Request for Admission number1: Admit that your current balance owed is $1236.52/ Objection: Plaintiff's First Discovery (inclusive of all requests for admissions, all interrogatories and all requests for productions) is untimely; therefore an answer is unnecessarily. OR (give more detail) EX: Objection: Objection on the grounds that Plaintiff’s First Discovery (inclusive of all Requests for Admissions, all Interrogatories and all Requests for Production of Documents) is untimely: Plaintiff’s First Discovery was submitted to Defendant after the Court’s Scheduling Order cut-off date; therefore, an answer is unnecessary. Per the Court’s Scheduling Order, all discovery was to be submitted to opposing party or counsel by February 5, 2016 and answered by March 6, 2016: Per the Certificate of Service included with Plaintiff’s First Discovery, the aforementioned discovery was served to Defendant on March4, 2016: Defendant received Plaintiff’s First Discovery on March, 9, 2016. OR Objection: Defendant, generally objects to Plaintiff's First Discovery as untimely. All suggestions are appreciated. Thank you.
  3. My case is the discovery phase in Ohio.. Plaintiff's attorney sent plaintiff's first discovery after the court ordered deadline. Attorney is routinely late. Do I have to answer plaintiff's discovery. I filed discovery in October; Plaintiff filed an answer with the court in December; but did not serve a copy to me Plaintiff: Unifund CCR, LLC 2. What is the name of the law firm handling the suit? removed (prefer not to show) 3. How much are you being sued for? $2800 4. Who is the original creditor? Citibank, NA 5. How do you know you are being sued? Served with complaint 6. How were you served? Mail 7. Was the service legal as required by your state? yes 8. What was your correspondence (if any) with the people suing you before you think you were being sued? none 9. What state and county do you live in? Ohio, Lake County 10. SOL: 6 years, expires-soon 12. What is the status of your case? Trial Date Set for May 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) no When last checked in September 2015, debt was not on credit bureau report 14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late. No 15. How long do you have to respond to the suit? Answered the complaint. Counts: non-payment of account, unjust enrichment, breach of contract 16. What evidence did they send with the summons? A redacted account statement, no logo
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