1. Who is the named plaintiff in the suit? Portfolio Recovery Associates, LLC
2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.)
3. How much are you being sued for? $8,260.49
4. Who is the original creditor? (if not the Plaintiff) Commerica Bank
5. How do you know you are being sued? (You were served, right?) I was served at home.
6. How were you served? (Mail, In person, Notice on door) In person
7. Was the service legal as required by your state? YES
Process Service Requirements by State - Summons Complaint
8. What was your correspondence (if any) with the people suing you before you think you were being sued?
9. What state and county do you live in? FLORIDA, Marion County
10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations) 5/30/16
11. What is the SOL on the debt? To find out:
Statute of Limitations on Debts
12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or looking it up online (many states have this information posted - when you find the online court site, search by case number or your name).
13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) NO
14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late. Did not
15. How long do you have to respond to the suit? 20 days from today 16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits. AFFIDAVIT that they got the records from U.S. BANK NATIONAL ASSOCIATION. ALSO Exhibit B &Bill of Sale and Assignment of Assets& and also the Statement from the Bank that has my name and my sons name. I never used the credit card, my son did and he was going to pay the balance by the way the my name is spelled incorrect!