indebt4now

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About indebt4now

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  1. Hi All, I have a rental in WA state that we bought in 2007 with Countrywide as the lender. They sold the loan to BofA then now Nationstar is the servicer. I'm doing a strategic default on this and my last payment was Jan 2014. Looks like they are finally getting around to the foreclosure and I'm posting to see if anyone can recommend a method to challenge the integrity of the note/deed of trust. According to a reply from Certified Forensic Loan Auditors, I may have a case since the deed of trust was never assigned to anyone, ever. I just checked my county recorded records and the o
  2. Hi @Dotheyeverstop? and all, I'm filing a compel for arb on a Citi cc debt that was sold to the Plaintiff, a collections company in So. Cal. I see a same Bill of Sale and Assignment signed by Patricia Hall as well, with no explicit reference to my debt. Also, the bill of sale references 'as described in Exhibit 1" although no exhibits were included with the original response from Plaintiff's attorney in response to my request for a validation of debt back in December 2015. They sent the bill of sale, a few of my cc statements from Citi and and a Chain of Title report referencing my acct,
  3. Thanks @shellieh98 I've prepared my response to the MSJ, and in my research noticing that the Plaintiff;s attorney provided a Bill of Sale and Assignment from Citi to the Plaintiff dated December 2014 where it was signed by Patricia Hall, "Finance Acct Mgr.". I googled her and found other bills of sale like this to other assignees. I fund this order granting a motion to dismiss where Hall was mentioned in the motion: https://cases.justia.com/federal/district-courts/north-carolina/ncedce/7:2013cv00070/128686/33/0.pdf Would I have any standing based on Halls signature on the sale to the Pla
  4. Per @shellieh98's advice to oppose the MSJ, I'm posting the language in for my response to the MSJ below and also plan to include a Statement of Material Fact to include an alternative CC agreement and the Self Authentication caselaw that @debtzapper cited above. If anyone has any further suggestions or comments to my actions, please let me know and thanks again in advance. COMES NOW, pro se Defendant, and submits its Opposition to Motion for Summary Judgment, in accordance with W.R.C.P. 56. Plaintiff alleges that Defendant defaulted on a credit card debt and is now
  5. Thanks @shellieh98 where/how do I access this database? BTW, their MSJ does include an affidavit from the current holder of the debt, validating the debt, a copy of all of my CC statements with Citi, and a Bill of Sale from Citi to the current debt holder.
  6. Thanks @debtzapper, so will they want proof that the cc agreement is actually in this database? Or is it just known that all cc agreements are stored there? Thanks
  7. So if I file for BK 7, can I assume that this debt would just be another claim in the BK?
  8. Hi @shellieh98 I just received a copy of a request for hearing for a motion for summary judgement from the plaintiff. The court had already set a hearing for July 15 for a preliminary trial and the plaintiff responded a few weeks ago with an objection to my motion to compel arbitration, stating that because I failed to authenticate the credit card agreement that has the arb language in it. Now the plaintiff wants to have a hearing on July 8 to have a hearing for summary judgement. Any thoughts on how to respond?? Thanks
  9. Ok, so as far as how to respond to the discovery, do I just write in my answers and send back to the plaintiff or do I need to create a document and send to the court?
  10. Thanks @shellieh98, in yesterday's mail I just got an Assignment of Preliminary Trial Date scheduled for 7/15/16. This is what is listed on the document: Hearing and determine motions Assign trial and/or further motion dates Acknowledge and approve settlement agreements Enter defaults or judgments on the pleadings Pre-admin exhibits for trial Enter discovery order and completion dates would this be the response to my filing for the compel arb or should I contact the court to request a hearing on my compel to arb?
  11. I filed all of the papers for compelling arb and received a few days ago from the plaintiff's attorney 2 documents: Plaintiff's First Request for Production of Documents and Plaintiff's First REquest for Admission It appears that they are demanding proof of any dispute with the debt. Now, do these indicate that they are taking action despite my filing for arbitration? Do these have validity in light of my filings to compel arb? I'm looking for any guidance as to weather I should do anything with these at this point. @shellieh98 any thoughts? Thanks
  12. Hi @shellieh98 thanks for the info. Ok, let the process begin. I just sent the plaintiff's attny a certified letter restating that I elect arb via JAMS and as soon as I get proof of service, already have my MTC notarized and ready to file with the CC agreement and letter to plaintiff attny. Then I will send a copy of that package to the planiff's attny as well. After the above steps, what could I expect? Should I be doing anything else at this time or just await a response from the plaintiff? Thanks
  13. Hi @shellieh98 I found a copy of the motion to dismiss, compel arb, thanks. Is this something that I can file myself or do I need an attorney to file? Thanks