subbrz

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About subbrz

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    NJ
  1. I just got served on Saturday - for a BOFA credit card with $30,000 charge-off. As far as I remember, I got this credit card as a "secured credit card" by putting a $500 deposit to use, back in 2008. I can't remember clearly but I believe I applied for it at a bank branch - since you have to put in deposit - Not sure if I signed anything or not, it's been years. After 10 months or so, they refunded my deposit and turned this card into unsecured card. Fast forward years, my limit kept increasing and eventually it was $27.5K. I defaulted, it got charged off with $30K and now the lawsu