Report seting up a payment plan to settle a debt for an offer made by Central Financial Control? in Debt Settlement Posted June 13, 2016 I'm new here as well, Troy, so I will let the more experienced among us provide you an answer. However, have a couple of questions for you. Did CFC purchase your delinquent account from Baptist Medical or are they collecting on behalf of Baptist Medical and any payments are to be made to Baptist Medical? Also, when you say they reached out to you, was this through mail or phone call? Do you have two bills with them? or was the 653 an offer made to you in lieu of the 1348?