Report Being Sued by UNIFUND CCR LLC in Georgia in Is There a Lawyer in the House Posted August 10, 2016 @CCRP626 It is free, and no it was not a defense. It is mediation, which unlike arbitration, does not need to come to a result--you can still go to court if the case is not resolved during mediation. Why would I want arbitration? Seems like I could lose there, no? How is it advantageous over going to court? thanks!