lindalee

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About lindalee

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  • Birthday 01/03/1992

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    Los Angeles

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  1. Which company did you use? And how much did it cost? Was it PAID after deletion?
  2. lindalee

    MOTION FOR DISMISSAL

    Recently the plaintiff filed a Motion for Dismissal on a collection case? Do I need to do anything? It was filed on 6/10? It's my understanding, they need to SERVE me and I have to reply. But because I didn't reply when I was initially served, I am assuming the MOD was filed because of improper service. Should I contact the court? Or clerk? Or will it be dismissed by the judge anyway?
  3. Checked online with the courts and saw this item regarding a lawsuit brought against me DISMISSAL WITHOUT PREJUDICE FILED FOR THE ENTIRE ACTION AS TO ALL DEFENDANT(S) AND ALL CAUSES OF ACTION(S). Do I need to do anything? What does this really mean? Will the creditor refile this case?
  4. lindalee

    Offer to settle letters?

    A few years ago, I faced both personal and financial challenges. Now I want to buy a house and looking for a way to settle with my creditors. I need help in drafting an effective offer to settle letter. I don't have all the money to pay off the debt. Will my creditors accept partial payment? Does anyone have letters they've used before and that works? And after I settle for partial payment will it affect my credit in a positive way. Thank you for your help.
  5. lindalee

    Best strategy to settle debt?

    I have four negative items on my credit report. Two is with Midland Funding. And the other two are department stores. How should I settle? Should I pay the full amount? I don't have it. Or will they be willing to take partial like 20-25 percent of the debt? And what are my chances for a Paid to Delete? Last question, do you know how it will affect my credit score? Will it improve it or make it worse, if I settle with them? I am a single a mom, so any help is greatly appreciated. I am trying to settle and repair my own credit. I can't afford to hire an agency or a company. Thank you for your help in advance.
  6. lindalee

    Settling with Kohls?

    In 2013, I lost my job and couldn't find employment. Fast forward three years later, I am trying to rebuild my credit. I have an old Kohls account with $1500 balance. I don't have $1500. It shows that it was discharged but with a balance. Now I see Kohls is reporting it again. Should I settle? And what has your experience been? How much will they settle for? And will they agree to Paid to Delete?
  7. It seems a case was filed against me on 12/13/2015 by Midland through their attorney HUNT & HENRIQUES - JANALIE HENRIQUES. And an OSC HEARING IS SET FOR 11/28/18. That's almost three years from the filing date. The hearing is to show why sanctions should not be imposed for failure to file proof of service and failure to file default judgment. I never received the summons and it shows on 12/31/2015 that it was returned not found/no service. What can I do? I never received the summons. And I live in a different county. I only knew about this when I went to visit my mom and she gave me this yellow document from a company offering to settle this case. I looked up the case and found this. Can I file a Motion to Dismiss? And how do I? Any help would be appreciated.
  8. lindalee

    How I beat Midland in California

    Came across this forum last night and saw this topic about Midland. Hopefully someone can give me some insight what I should do. It seems a case was filed on 12/13/2015 against me by Midland through their attorney HUNT & HENRIQUES - JANALIE HENRIQUES. And an OSC HEARING IS SET FOR 11/28/18. That's almost three years from the filing date. The hearing is to show why sanctions should not be imposed for failure to file proof of service and failure to file default judgment. I never received the summons and it shows on 12/31/2015 that it was returned not found/no service. What can I do? I never received the summons. And I live in a different county. I only knew about this when I went to visit my mom and she gave me this yellow document from a company offering to settle this case. I looked up the case and found this. Any help would be appreciated.
  9. Came across this forum last night and saw this topic about Midland. Hopefully someone can give me some insight what I should do. It seems a case was filed on 12/13/2015 against me by Midland through their attorney HUNT & HENRIQUES - JANALIE HENRIQUES. And an OSC HEARING IS SET FOR 11/28/18. That's almost three years from the filing date. The hearing is to show why sanctions should not be imposed for failure to file proof of service and failure to file default judgment. I never received the summons and it shows on 12/31/2015 that it was returned not found/no service. What can I do? I never received the summons. And I live in a different county. I only knew about this when I went to visit my mom and she gave me this yellow document from a company offering to settle this case. I looked up the case and found this. Any help would be appreciated.
  10. lindalee

    How I beat Midland in California

    Came across this forum last night and saw this topic about Midland. Hopefully someone can give me some an insight what I should do. It seems a case was file 12/13/2015 against me by Midland through their attorney HUNT & HENRIQUES - JANALIE HENRIQUES. And an OSC HEARING IS SET FOR 11/28/18. That's almost three years from now the filing date. The hearing is to show why sanctions should not be imposed for failure to file proof of service and failure to file default judgment. I never received the summons and it shows on 12/31/2015 that it was returned not found/no service. What can I do? I never received the summons. And I live in a different county. I only knew about this when I went to visit my mom and she gave me this yellow document from a company offering to settle this case. I looked up the case and found this. Any help would be appreciated.