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About BonBon

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  1. I do not know how to respond to this request for interrogatories. Some guidance? I don't mind having to go back to MS for the case. We don't even have a court date yet to my knowledge and also, there is an arbitration agreement so why wouldn't they arbitrate instead of they are bound by that?
  2. Yes this is the same case. After I filed my response, I never heard anything until now requesting doc's from me. I moved in October of last year. No I did not notify anyone from this case - I honestly forgot all about it. I have no idea who I would even notify and how my moving affects this case. Like I said, I heard nothing from them after I filed my response in the court.
  3. So I got a packet in the mail this week for a request for production of documents from the law firm handling my case. Now I am really lost....I don't know why they are expecting me to provide them with documentation for a debt AND on top of that, I moved to California. So how will that affect the case they filed in MS?
  4. Is this sufficient as a denial or should there be more?
  5. Yes it lists JAMS. And what is a blanket denial? Im going to be searching though. How do I create a Motion to Compel Arbitration???
  6. If anyone can help, I just needed to know if I am doing this right. My case doesnt seem to be the same as others I have found and I am getting confused. Thanks
  7. @CCRP626 I dont even remember this credit card. At all. So I dont know what to do except respond for now I guess?
  8. I was served on yesterday by a process server. I have read a lot and I'm confused because the Law office included the original credit card agreement which has an arbitration section in it as well. Don't they have to go through arbitration first???? 1. Who is the named plaintiff in the suit? Midland Funding LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) *, P.C. 3. How much are you being sued for? $715.09 4. Who is the original creditor? (if not the Plaintiff) Credit One Bank 5. How do you know you are being sued? (You were served, right?) Process server gave me a summons 6. How were you served? (Mail, In person, Notice on door) In person, process server 7. Was the service legal as required by your state? Yes Process Service Requirements by State - Summons Complaint 8. What was your correspondence (if any) with the people suing you before you think you were being sued? None that I am aware of. 9. What state and county do you live in? Mississippi, Harrison County 10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations) Paperwork says 6/24/2014 11. What is the SOL on the debt? 3 years 12. What is the status of your case? Suit served? Motions filed? You can find this by calling the court or looking it up online (many states have this information posted - when you find the online court site, search by case number or your name). Recently served. 13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?) Yes, More than once 14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late. No 15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit? 30 days to respond. They claim I am indebted to them for the amount listed above. No interrogatory. 16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits. Affidavit , legal officer from Midland Funding and MCM, Credit One Bank Affidavit, Ack of signature, Certificate of Conformity, Bill of Sale and Assignment from MHC Receivables, LLC, Affidavit of Sale from Credit One, another cert of conformity, another Bill of Sale from Sherman Originator III LLC, Affidavit of Sale of Accounts by Sherman Originator III LLC, another cert of conformity, a database printout of the account with my name, social, etc, 2 bill copies from January 2015 and February 2015, Credit One Bank card holder agreement, letter from Finkelstein.