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About CCinPA

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    Central PA
  1. Is there a difference in the information extracted for hard versus soft inquiries?
  2. It seems I missed this in the past... My credit reports count both my open AND closed accounts for total accounts. But... Closed accounts are NOT used to calculate my years of credit. This doesn't seem right to me! Sounds like one of those 'You can't have it both-ways"! Either total accounts and total years use closed accounts or they don't! Thoughts?