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About moodring

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  1. Back in 2013, I opened a Citi Bank card, but due to an accident on the job i was unable to keep up with my monthly payments. I found this forum, because i got a letter in the mail from MCM wanting to sue me over this debt. I sent them a validation request letter using the template from the forum, but MCM sent me a letter back requesting my assistance in validating the debt. I don't know what to do, and I don't know how to respond to their request. Can you please help me? Moodring