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About Toothless

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  1. I just checked my Credit Report and found that I have 2 collections from defaulted credit cards from the same company on my report. I never opened the credit cards. My father was living with me for a while and I think he might have opened them under my info because I am Jr and he is Sr. What are my options? I don't want to get him in trouble but I don't want 2 collections on my record either.