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About SAHMdawn

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  1. If I filed a general denial and the court set a hearing in 2 weeks can I still elect JAMS or do I need to wait and appear in court then present my contract and advise I'm electing arbitration per my agreement?
  2. I've read several different cases on this site regarding portfolio Recovery but I'm freaking out since I sent in my answer and also requested info on how I proceed for file for discovery but no answer instead I get a letter today from the judge with a court date and stating if no show a judgement would be placed. Do I just send a copy of the request for discovery since they never gave me an answer on the process of it? I will be ordering the book @texasrocker suggested this evening but I'm just really scared since I've never had to appear in court or in front of a judge ever in my life. I
  3. Thank you both for your input. I have read several posts with @texasrocker and I have the general denial answer ready to be mailed but I'm a little confused on the answer from @Clydesmom to The easiest way for you is that you notify the attorney named in that suit that you are electing JAMS arbitration per the terms of the contract agreement (I noticed they referenced Synchrony) and then in your answer you deny owing PRA anything, that you have never had an account with them or made payments to them, and that if the alleged account is governed by a Synchrony card agreement you are electing
  4. It looks to me that this collection company was definitely against Texas between March and May of this year. I've read several post on this matter and see exactly what I need to file for an answer, but was just curious on the certified info at the bottom. Does this mean you need it notarized? Also, the court that has my case is 30-40 minutes away from where I live so I was going to just send it certified mail. At what point do I request the approval from the court to submit discovery.
  5. Good morning, I've attached the petition that I received taped to my door about being sued by this collection company. I have to answer within 14 days and I have no idea how to answer in a professional way but also a way that I don't mess up and make me lose the case as well. The court suggested I contact the lawyer on the last page and work out an agreement to drop the case and I settle the debt. After reading numerous sites about this company, I'm not seeing anyone suggesting that since this company is bad about never stopping to collect until they get the whole amount they ar