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About Duke_Von_Sausage

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  1. @bv80 I really appreciate the feeback you and harry as well as others have given me. It's helping me steer through this situation and try to keep my anxiety at a minimum. The health situation still isn't going on. They're all from past medical either with child labor, emergency room vists, etc. To the best of my knowledge, the debt as of last year was around the ballpark of 2300ish dollars (three different items on the list), the largest one was the one that is about to fall off. To my, and my wife's knowledge, the last attempt they made to contact us was a letter last year
  2. I sincerely appreciate the help you've given me. It gives me hope when we're dealing with such terrible financial pressures at the moment. I wish I had the time, I really do to invest into a case if it came up, but honestly, we're so broke that settling is more of an option, especially if lawyer fees will add even more debt to the amount. If I had an updated total and the amount to actually pay it off, I'd just pay it off in full right now. May I ask, is there a specific area I can go to, in case I do get sued, to research and request arbitration? I've been trying to go
  3. I really appreciate the advice. I'm doing my best to quell the constant anxiety I'm having over this. I've lost 20 lbs in about 3 weeks over this whole ordeal. Unfortunately they are strictly medical debts across the board. May I ask, what is it like to have a judgement on you? Does it tank your credit rating? Does it ruin your chances of purchasing a home? I've heard having judgements placed on you can really ruin your day. I don't want to be irresponsible with this, honestly, I'm trying not to worry, but the idea of being sued into a state that would crush our finances,
  4. I'm just surprised they haven't sued yet, last year the debt was a couple thousand dollars. I'm terrified if it will be three by now with late fees. In my head, I want to wait, but the anxiety is wrecking me. I can't afford to have a judgement placed on me, and I certainly don't have the money to outright settle for a dismissal. The last dismissal costed 1k in lawyer fees alone, and that was only for him paying for the small claims fee and the lawyer charge. If they bring the claim against me now, I dont know if I would be able to scrounge enough to pay for another dismissal.
  5. I just uncovered a letter sent from an old debt collector that is nearly a year old, back in 2015 around September. This is just after I paid a massive medical debt that completely wiped me out with another company, and I had to take out a personal loan to do it. One of the debts listed on this year old notice is a debt from 2011, and is nearing the statue of limitations in about 6-7 months. Do I want to pay back the debt? Yes, I want to pay them and not get sued. However, based on the age of the debt, I'm worried that as soon as I contact them, they