Report Sued by Portfolio Recovery Orange County CA Summons and Complaint in Is There a Lawyer in the House Posted October 5, 2016 okay, so here's whats happened since my last post.... it got real close to the end of the 30 days. I started a new job which took me out of town. I received a reply to my Bill of Particulars (BOP) (literally in my mailbox about 3 days before the end of the 30 days) which was a book sized reply of every correspondence and bill that was exchanged between me and the original creditor CapitalOne since day one of my contract with them. I was unable to make it to the Court to submit my General Denial and Proof of Delivery because i was out of town. I was unable to find someone who would go to the Court for me to submit the paper work. I searched online and on the Courts Website and found that they would accept the Forms electronically through specific websites BUT it was going to cost around 400.00 dollars. After deep discussion with my wife and a very wonderful sister, I decided to contact the attorney and make a deal and my sister would supply the funds which I could then pay back to her rather than portfolio and the attorney. The deal was that Portfolio/attorney would send me a letter stating all debt had been paid in full and that all legal actions have been cancelled and then once I have the letter a one time payment for 1600.00 rather than the 1900.00 dollar amount would be sent to Portfolio/attorney. So, the issue has been resolved. Unfortunately, that leaves this Post hanging because it hasn't ended the way I originally thought it was going to. So, is there a Guru in the house that can speculate and explain what would have happened had I been able to submit the General Denial/Proof of Delivery to the Court House and what would have most likely happened from that point forward through the Court Room and finally to the end where the Defendant and the Court get to tell Portfolio/attorneys to go pound sand?! Or, is there another Defendant out there who can pick this Post up from where I'm leaving off so we can have a complete process to the end??? Thank you BIG TIME to all you Guru's who donated their expertise and time to this Post! You guy's are saving the Defendants of the world!!