Graphixbaby78

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About Graphixbaby78

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    Pennsylvania
  1. I was recently a victim of identity theft, and I am now pursuing FCRA violations against multiple parties. I can't give specifics for obvious reasons, but I will post my case once there is a final ruling. I hope it will help anyone who has been a true victim of this devastating crime. As of today, my case is headed to a jury trial in federal court based on alleged FCRA violations by multiple parties (for the same fraudulent account/debt). The law is there for a reason, to protect not just identity theft victims, but all consumers from unfair, inaccurate credit reporting, and it needs to b
  2. I have hired an attorney to file a lawsuit against a company regarding identity theft/FCRA violations. The problem is that we don't have much information on the company other than address & phone number. According to their website URL, they were an online catalog, but no longer selling items, just maintaining existing customer accounts prior to discontinuing sales. They are obviously actively reporting to CRA's, so is there a public resource to get more info about them? Seems like there is very little info available on them, even general info that can usually be found online. Thei
  3. I am a victim of identity theft, and had filed a report with local police, also the FTC. I requested Experian block a fraudulent account, and provided them with copies of the identity theft reports to support the request. They removed the fraudulent account within a few days of doing this. I had disputed the same fraudulent account with Equifax, and attached identity theft reports as supporting documentation. For 3 weeks after Experian blocked the account, the date reported on this same account was updated 4 times on Equifax. 11/11/2016 I requested Experian remove the fraudulent ac
  4. I am a victim of identity theft, and I have reported to the police & FTC. Thanks to the advice given by members on here, I have been able to resolve quite a few fraudulent accounts & collections (approx. 20 to date). There is 1 CA that continues to report fraudulent collections, and they threaten to report more. I have had 7 collections removed that Commonwealth Financial Systems have placed on my credit reports due to failure to verify when disputed with the CRA's. After failing to verify with 1 bureau, they turned around and reported the same collection to another bureau. So the
  5. I recently posted about numerous accounts on my credit reports that didn't belong to me, and was given advice to contact a lawyer. I did contact an attorney, and he suggested that my case could end up in federal court. Unfortunately, that is not an ideal solution for me at this time, due to an urgent custody matter that I need to pursue, which can be very time consuming, and get very ugly at that. I have had a higher success rate with getting accounts deleted than I expected, but I'm left with a few that need further action. I am using DV method with CA's, and hope to eliminate the remaini
  6. I have printed EVERYTHING regarding disputed filed. I check daily on dispute status with all bureaus, and print out any changes to any account, also any changes in dispute status. I have read stories about them denying a consumer ever filed dispute via online, but they won't win that bs with me. I will use the link you provided, and contact an attorney to resolve this. Thank you for taking the time to post the helpful info you have provided.
  7. Most of the accounts were labeled as medical, but they are not mine, and insurance company never received claims for any of them. I have had the same dr. for years, and the providers listed are not even local, most from a different state. This has happened before, so I never looked at it as identity theft. There is 1 account that is a credit account, and I have no knowledge of it. It was removed by TransUnion 2 years ago, and I just assumed it was put on wrong file. Should I file a claim for identity theft? I never thought of it that way. I even wonder if the CA or creditor is legitimate, d
  8. I have filed disputes with all 3 CRA's, but they are coming back with different results for the same accounts. Some of the accounts are with same CA, yet the credit bureaus are saying validated for some, couldn't validate for others. The same ones that couldn't be validated with one bureau, are validated with another. So I'm wondering, how does this happen? They were all disputed as "not mine", because they are not mine. The same collection agency is validating some of the accounts with a bureau , not validating others with same bureau, and vice versa. So basically, it looks like the sam