I settled my case with Cavalry.
It's funny how hindsight is 20/20. I sent out the CCP 96 request 3 days early (mistake on my part). That and signing the Joint Trial readiness report did me in.
Here's what happened. I arrived at court and I thought I would be greeted by the rent-a-lawyer that was always there. Nope, there were the REAL attorneys, I looked up their pictures from the law firm website ~that was them. The owner of the firm and the lawyer I've dealt with the whole time. They brought 2 witnesses. I don't know if they were "props".
So, first comes offers. We got up to 3 offers and then I said the judge is going to have to rule on this one.
Everything was dependant on my MIL to remove witness and affidavit. They countered with their Opposition. They won out because I sign the exhibit and witness list (requirement of the Joint trial readiness report). I would have had a case if I didn't sign the JTRC/witness/exhibit reports.
After the judge defeated my MIL we went out in the hall again and another deal was offered. $100 a month until $19k is paid off. It really could have went better. But at least it's a settlement not a judgement. I'll never know if the witnesses were just fakes or props. Mistakes were made on both sides, but the 2 professionally train attorneys won out over a untrained pro per defendant. Also, I forced them to foot the bill for 4 people to fly in and face me.
1. Heather Wilcox ~Arizona
2. Brian Billings ~ Boise, Idaho
3. The owner of Quall Cardot ~ Fresno
4. Attorney of Quall Cardot ~ Fresno
The judge complemented me on how I fought the case, scratch that I mean "we fought the case". I didn't get railroaded and I didn't roll over on them.
I could have never got as far as I've got without the help of @RyanEX, @sadinca, @couwrias, and last but not least @calawyer.
I'm feeling numb right now...I still think JDBs are scum.
Thank you for all your help, without this forum I would have been lost.
Note: If your debt amount is high they may send in witnesses. They offered me $2k to settle after I turned in my Trial Brief (maybe I should have taken it).