Yes. Please answer the following questions for us to be able to effectively help you:
It would help if you would start your own thread and answer the following questions when you do:
1. Who is the named plaintiff in the suit?
PNC Bank Wealth Management
2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.)
Suttell, Hammer & White, P.S.
3. How much are you being sued for?
$9,792.00 together with interest thereon at the highest legal rate, and any further sum which may be proven at the time of trial, and a reasonable sum as and for plaintiff's attorney fees; that such judgement shall bear interest at the highest legal rate after entry; and any other relief as the court deems just and equitable.
4. Who is the original creditor? (if not the Plaintiff)
PNC Wealth Management
5. How do you know you are being sued? (You were served, right?)
6. How were you served? (Mail, In person, Notice on door)
Person (not a sheriff)
7. Was the service legal as required by your state?
Process Service Requirements by State - Summons Complaint
WA State: A notice of appearance, if made, shall be in writing, shall be signed by the defendant or his attorney, and shall be served upon the person whose name is signed on the summons. In condemnation cases a notice of appearance only shall be served on the person whose name is signed on the petition.
I was not asked to sign anything.
8. What was your correspondence (if any) with the people suing you before you think you were being sued?
None with me. I am a co-defendant and a co-signer on a low-interest student loan from a family fund that gives out these grants to students. I think they contacted him (the attorney) to work out a payment deal. They wanted a lot per month and he could not afford it. I need to ask if he paid anything and when was the last payment.
9. What state and county do you live in? WA and King
10. When is the last time you paid on this account? (looking to establish if you are outside of the statute of limitations)
I am finding this out and will post answer when I have the information.
11. What is the SOL on the debt? To find out:4 years
This loan was taken out in 2010 and 2011 for $2,500 each
Statute of Limitations on Debts
12. What is the status of your case? Suit served? Motions filed? You can find this by a) calling the court or looking it up online (many states have this information posted - when you find the online court site, search by case number or your name). served, no motions filed or court date set
13. Have you disputed the debt with the credit bureaus (both the original creditor and the collection agency?)
no, and neither has my son
14. Did you request debt validation before the suit was filed? Note: if you haven't sent a debt validation request, don't bother doing this now - it's too late.
15. How long do you have to respond to the suit? (This should be in your paperwork). If you don't respond to the lawsuit notice you will lose automatically. In 99% of the cases, they will require you to answer the summons, and each point they are claiming. We need to know what the "charges" are. Please post what they are claiming. Did you receive an interrogatory (questionnaire) regarding the lawsuit?
Here is an example of what the summons/complaint may look like: Sued by a Debt Collector - Learn How to Fight Debt Lawsuits
16. What evidence did they send with the summons? An affidavit? Statements from the OC? Contract? List anything else they attached as exhibits.
It came with :
1.The actual suit which has our names and part of an account number (the last 4 digits the others are x's) and how much they say we owe.
2.Amended notice to service members and their dependents
3.Amended complaint: which states they are a legal entity, paid their license and that they believed that the defendents are married, which is not true. He is my son.