reignbeau

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About reignbeau

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    Arkansas

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  1. I am using Credit Karma. It's amazing how cavalier I was with both of our credit. My husband had a score of almost 750 until he started using credit cards and I am the only one paying the bills. His score is 676. I am thinking about using a credit repair company now.
  2. My husband's credit score is at 645. There are 3 department store cards, Amazon, FFO, Care credit, Child support, and 2 First Premier credit cards. My question is, why is his score at 645 when EVERY card is paid off except one of the First Premier cards (he owes about 80.00) and he owes FFO about the same. Is it because he and/or his creditors closed almost all of these accounts after they were paid off?
  3. My credit score is under 570. I have had a LOT of late payments and bank overdrafts. With that said, I have paid off a lot of debt and am down to three companies. I owe two of them about two hundred dollars and am paying them a hundred a month. I even paid FFO furniture another thousand plus dollars (the price of a bed) because I didn't meet the "same as cash" thing that was written on the contract. My credit report doesn't show three quarters of the late, missed payments. Is there something that I can do to find out what is still keeping my score so low?
  4. My credit score is under 570. I have had a LOT of late payments and bank overdrafts. With that said, I have paid off a lot of debt and am down to three companies. I owe two of them about two hundred dollars and am paying them a hundred a month. I even paid FFO furniture another thousand plus dollars (the price of a bed) because I didn't meet the "same as cash" thing that was written on the contract. My credit report doesn't show three quarters of the late, missed payments. Is there something that I can do to find out what is still keeping my score so low?