I have a car loan that was defaulted in 2010 and the car was repossessed. The car was worth 23,000 and was sole at "auction" for a measly 5,000 leaving me with a deblt of 18,000. This was 6 years ago and was just added to my credit report in august 2016. Can they put it on your credit report 6 years later. I thought I was finally getting rid of my old stuff and finally getting my credit score up? What do I do?