Hello! I am a newbie here. My wife and I are IT professionals. We are looking to buy our home. Both of us have good income and credit score, so I hope getting a mortgage may not be a problem. But both of us are into saving for future and value every dollar saved. We are searching about mortgages for a while now. I found this calculator by Northwood Mortgage, http://www.northwoodmortgage.com/mortgage-calculators/mortgage-qualifier-calculator/ on line and gave a try. The result seems an affordable amount. I don't know if we have made a mistake in calculating. Can anyone have a look and correct me if I have made a mistake or advise me about taking mortgages? I am attaching an image here to show you the results we got.