I know its been awhile.. and sorry for not updating about the case..
Anyways.. the week after I sent the letter (elect arbitration) to midland funding.. I received their complaint and sued me.
During that time I haven't filed with JAMS.
So, Answered their complaint with my MTC arbitration.
Went to motion hearing. I was really scared. I panic so cant talk to the Judge properly. It was a bad experienced.
The Judge want me to do the steps to arbitration in OC agreement. ( which I didn't do because plaintiffs filed lawsuit already I thought I need to wait for the Judge to grant my motion before I go forward.)
Then, then plaintiffs asked for continuance and the Judge gave us 30days.
After the hearing, I Followed the steps in the OC agreement for arbitration. With guidance of this forum, it was easy to do.
Sent notice of arbitration to plaintiffs attorney, to midland and to synchrony bank with my JAMS Demand forms. Then I waited until they received my letter. After that I sent my JAMS demand form to JAMS.
Few days later, JAMS received my demand forms and received an e-mail from them.
I Print everything and made copies of all the documents I might need to show for the Judge.
30days passed and this morning was the 2nd hearing. The plaintiffs didn't show up. So my case got dismissed. They said they going to post the Order online and wait 24hrs.
And I would like to THANK YOU ALL for the help and advices. The thread about arbitration really helped me A LOT! Again, thank you so much!!