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About Louis

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  1. Bump. I thought I had another day but tomorrow is 30 days from their date of Jan 23. So I guess I have to call them to have any way of keeping them from going to court. Does anyone have any sort of guidance??
  2. Missouri resident. OC were 3 credit cards. I tried to work things out a few years ago but could pay nothing. They sold the debt, a few different times. Cavalry ended up with it. I am now in a better place financially, was gathering funds and trying to prep my tax return to call and make an offer. It took longer than expected. I have since received letters from the attorney for a law firm representing them. Questions: I can sum up the questions as: “What do I do?” but more specifically….. 1- Is this when they truly become litigious, or is this another bargaining tool? 2-