inovermyhead57

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About inovermyhead57

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  1. @BV80 - do you have any suggestions on how i should handle this situation? i would like this settled but cant come up with the funds to get to 14.5k - they have just rejected my offer of 7.5k and did not counter - 14.5k is about 45% - do you think they would settle at 30 - 35%?
  2. if i were you i would take that settlement and be done with it!
  3. how much do you think i would need to settle these debts once they have gone north of 120 days past due and getting close to charge off
  4. i am in a very similar situation to you - can you give me some sort of an update with your status - i have 75k of loans with sofi, 14k with wells, 29k with TD bank, 34k with discover, 33k with lightstream and 15k with prosper - only company to have worked with me so far is discover as they lowered my payment and interest rate for 12 months - everyone else will not work with me one bit so far - i have stopped paying all loans as of the last few months as i have a monthly net negative cash flow - how did you go about getting that settlement with prosper?