MelShort

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About MelShort

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  1. Hello All, I received a summons from Midland Funding that they are sueing me. I am sending my answer letter, plea for jurisdiction, and a special exception to account stated. I hope this is correct. I need to know what I should do next. The details are listed below. (I was also summoned with a copy and not the original documents. Does this count against them?) Here is my info: 1. Plaintiff: Midland Funding LLC as successor in interest to Synchrony Bank 2. What is the name of the law firm handling the suit? Scott and Associates PC. 3. How much am I being sued for? 2,041.00 4. Who is the original creditor? JC Penney (Synchrony Bank) 5. How do I know I'm being sued? Papers delivered to my home. 6. How was I served? Copies of the original delivered to my home, I didn't have to sign anything. They just handed me a copy and said call this number. 7. Was the service legal as required by my state? I do not know. 8. What was my correspondence with the people suing me before I thought I was being sued? I have not spoken with them. Only letters recieved in the mail 9. State and county I live in: Harris County, Texas 10. When was the last time I paid on account? May 9, 2014 11. What is the SOL on the debt? I believe 4 years. 12. Status of case? It has been filed in the Justice Court Clerks office as a Civil Suit. I just sent my answer letter. 13. Have I disputed the debt with the credit bureaus? NO 14. Did I request debt validation before suit filed? No 15. How long do I have to respond to the suit? says 14 days from my receiving the summons. 16. What evidence did they send with the summons? A copy of the original petition. Like this Quote